Roofing Contractors · the United States
| Measure | Value |
|---|---|
| Net establishment formation, 5yr | +2.17% |
| Standing among all industries | 77th of 287 |
| Reads as | forming faster than it is dying |
| Signal strength, backtested | ρ 0.57 over 4 windows |
Among 287 industries, this one sits at the 77th percentile on net establishment formation over 2019-2023 — it is forming faster than it is dying. That signal carries a measured rank correlation of 0.57 with the following decade's growth across 4 backtested windows, separating top and bottom deciles by 42.6 percentage points. It describes the INDUSTRY, not a business in it, and it was calibrated against establishment growth rather than returns to an operator.
| Measure | Value |
|---|---|
| Operators | 24,373 |
| People employed | 210,498 |
| Pay per employee | $70,794 |
| What the work is | Roofers |
| Median wage, that occupation | $50,680 |
| Licensed in | 16 jurisdictions |
| Dimension | Weight | Evidence | Predicts? |
|---|---|---|---|
| O1 · Demand density and recurrence | 25 | evidenced | predictive |
| O2 · Payment evidence | 15 | partial | not backtested |
| O3 · Licence gate favourability | 15 | evidenced | not backtested |
| O4 · Labour availability | 15 | evidenced | not backtested |
| O5 · Incumbent weakness | 10 | no producer | not backtested |
| O6 · Margin structure | 10 | partial | not backtested |
| O7 · Ceiling | 10 | evidenced | DESCRIPTIVE ONLY |
65 of 100 rubric points are evidenced, 25 partially, 10 have no producer. No total score is rendered from that. PREDICTS is a separate question from EVIDENCE: a dimension can rest on a real sourced figure and have no measured relationship with what happens next.
| Measure | Value |
|---|---|
| Acquisition loans approved | 2,276 |
| Median loan | $122,182 |
| Mean rate | 7.48% |
| Mean term | 116 months |
| Charged off | 9.5% |
9.5% of resolved SBA acquisition loans in this industry were charged off, across 910 loans that have actually reached an outcome. Cohorts from FY2021 onward are EXCLUDED from this rate: a loan approved recently has not had time to fail, and counting it would make every industry look safe. SBA 7(a) FOIA data, FY2010–FY2026. Loans to acquire an EXISTING business, separated from start-up lending by the SBA's own business-age field. Charge-off is measured on RESOLVED loans only — a loan approved last year has not had time to fail.
| Measure | Value |
|---|---|
| Margin on receipts | 52.4% |
| Computed as | value added — receipts less cost of subcontracted work |
| Industry receipts | $69.9bn |
Computed by the Census Bureau, not by us. Economic Census 2022. Census collects a cost structure for this sector and collects none for most service industries; where it does not, this document shows labour share and refuses to call it a margin.
| Revenue band ($000) | Firms | Share | Labour share of revenue |
|---|---|---|---|
| <100 | 4,632 | 19.3% | 38.7% |
| 100-499 | 7,422 | 30.9% | 30.6% |
| 500-999 | 2,593 | 10.8% | 25.6% |
| 1,000-2,499 | 4,018 | 16.7% | 20.9% |
| 2,500-4,999 | 2,478 | 10.3% | 18.4% |
| 5,000-7,499 | 999 | 4.2% | 19.0% |
| 7,500-9,999 | 504 | 2.1% | 18.7% |
| 10,000-14,999 | 546 | 2.3% | 19.0% |
| 15,000-19,999 | 286 | 1.2% | 19.7% |
| 20,000-24,999 | 158 | 0.7% | 17.8% |
| 25,000-29,999 | 88 | 0.4% | 18.9% |
| 30,000-34,999 | 53 | 0.2% | 19.5% |
| 35,000-39,999 | 60 | 0.2% | 16.8% |
| 40,000-49,999 | 52 | 0.2% | 18.8% |
| 50,000-74,999 | 82 | 0.3% | 18.0% |
| 75,000-99,999 | 27 | 0.1% | 17.9% |
| 100,000+ | 46 | 0.2% | 18.1% |
Payroll is 19.3% of receipts industry-wide across 24,044 firms. LABOUR SHARE, NOT MARGIN: Census publishes receipts and payroll and never cost of goods, so gross margin cannot be derived and is not claimed here. Enterprise receipts — a firm counted once at its total size, not per location. Census SUSB 2022.
| Gap |
|---|
| licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 16 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence. |
| bonding_required_usd — no producer, and not estimated |
Stated rather than filled. An absence of match is not an absence of fact.
This document's content hash is below. Anyone can check it at ro.8thwavemedia.com/verify without an account and without taking our word for anything. A single altered character produces a completely different hash, so a document that verifies is a document nobody has revised.
Issued 13 August 2026 at 18:24 UTC · rubric O1.0-20260804
Do not expect sha256sum of this file to match. A document cannot contain its own hash — adding the hash would change it. The hash above covers the report content as issued, excluding this verification panel. That is stated here rather than left to be discovered, because a reader who hashes the file, gets a different answer and concludes the document was tampered with would be wrong for a reason we created.