Operate · the United States
Underwriting: Finfish Fishing
What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.
—
not scored
REWORK
PROVE
OPEN
NOT SCORED. 35 of 100 rubric points are evidenced deterministically from public records; 40 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 114111
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
53th percentile of 287 industries
Where this industry stands
| Net formation, 5yr | Percentile | Reads as | Signal strength |
|---|---|---|---|
| +0.46% | 53th of 287 | roughly in balance | ρ 0.57 across 4 backtested windows, 42.6pp decile separation |
SBA 7(a) acquisition loans · FY2010–FY2026
Can you borrow to buy one
| Measure | Value |
|---|---|
| Acquisition loans approved | 78 |
| Median loan | $158,959 |
| Mean rate | 7.1% |
| Mean term | 111 months |
| Charged off | 5.7% |
1,532 firms · Census SUSB 2022
What firms here actually earn
| Revenue band ($000) | Firms | Share | Cumulative | Labour share of revenue |
|---|---|---|---|---|
| <100 | 249 | 16.3% | 16.3% | 33.6% |
| 100-499 | 741 | 48.4% | 64.6% | 16.0% |
| 500-999 | 272 | 17.8% | 82.4% | 13.8% |
| 1,000-2,499 | 221 | 14.4% | 96.8% | 10.9% |
| 2,500-4,999 | 25 | 1.6% | 98.4% | 23.6% |
| 5,000-7,499 | 5 | 0.3% | 98.8% | 13.9% |
| 7,500-9,999 | 7 | 0.5% | 99.2% | 16.0% |
| 40,000-49,999 | 3 | 0.2% | 99.4% | 13.9% |
| 100,000+ | 9 | 0.6% | 100.0% | 15.3% |
SBA 7(a) · FY2010–FY2026
Can an acquisition here be financed?
| Measure | Value |
|---|---|
| SBA acquisition loans on record | 78 |
| Median loan | $158,959 |
| Typical rate | 7.1% |
| Typical term | 111 months |
| Total approved | $15,070,900 |
| Charge-off rate, seasoned cohorts | 5.7% |
| Loans that reached an outcome | 35 |
Take this away
| Format | What it is |
|---|---|
| download the document → | One self-contained file — no stylesheet, no fonts, no scripts. Works offline, prints, and carries a content hash anyone can verify at /verify without an account. |
| JSON → | The same figures as data, with every source and gap attached. |
35 of 100 rubric points evidenced
What this report can and cannot underwrite
| Dimension | Weight | Evidence | Predicts? | Source |
|---|---|---|---|---|
| O1 · Demand density and recurrence | 25 | evidenced | predictive · ρ +0.57 | US Census County Business Patterns |
| O2 · Payment evidence | 15 | partial | not backtested | USASpending.gov — US federal government work, public domain |
| O3 · Licence gate favourability | 15 | no producer | not backtested | CareerOneStop / ARC, U.S. Department of Labor |
| O4 · Labour availability | 15 | no producer | not backtested | BLS Occupational Employment and Wage Statistics |
| O5 · Incumbent weakness | 10 | no producer | not backtested | none |
| O6 · Margin structure | 10 | partial | not backtested | US Census Statistics of U.S. Businesses 2022 |
| O7 · Ceiling | 10 | evidenced | DESCRIPTIVE ONLY · ρ +0.05 | US Census Business Dynamics Statistics — public domain |
What this report cannot tell you
| Gap |
|---|
| licences in any state — no occupation in this industry matched a title in the national register. That may mean unlicensed, or licensed municipally, and the two are different findings. |
| bonding_required_usd — no producer, and not estimated |