Operate · the United States
Underwriting: Steam and Air-Conditioning Supply
What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.
—
not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 221330
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
51th percentile of 287 industries
Where this industry stands
| Net formation, 5yr | Percentile | Reads as | Signal strength |
|---|---|---|---|
| +0.24% | 51th of 287 | roughly in balance | ρ 0.57 across 4 backtested windows, 42.6pp decile separation |
SBA 7(a) acquisition loans · FY2010–FY2024
Can you borrow to buy one
| Measure | Value |
|---|---|
| Acquisition loans approved | 12 |
| Median loan | $425,714 |
| Mean rate | 7.68% |
| Mean term | 80 months |
| Charged off | — |
42 firms · Census SUSB 2022
What firms here actually earn
| Revenue band ($000) | Firms | Share | Cumulative | Labour share of revenue |
|---|---|---|---|---|
| <100 | 6 | 14.3% | 14.3% | 37.0% |
| 100-499 | 7 | 16.7% | 31.0% | 23.2% |
| 1,000-2,499 | 8 | 19.0% | 50.0% | 28.1% |
| 2,500-4,999 | 5 | 11.9% | 61.9% | 38.0% |
| 5,000-7,499 | 4 | 9.5% | 71.4% | 22.3% |
| 7,500-9,999 | 3 | 7.1% | 78.6% | 31.8% |
| 100,000+ | 9 | 21.4% | 100.0% | 14.6% |
SBA 7(a) · FY2010–FY2024
Can an acquisition here be financed?
| Measure | Value |
|---|---|
| SBA acquisition loans on record | 12 |
| Median loan | $425,714 |
| Typical rate | 7.68% |
| Typical term | 80 months |
| Total approved | $3,605,000 |
Take this away
| Format | What it is |
|---|---|
| download the document → | One self-contained file — no stylesheet, no fonts, no scripts. Works offline, prints, and carries a content hash anyone can verify at /verify without an account. |
| JSON → | The same figures as data, with every source and gap attached. |
65 of 100 rubric points evidenced
What this report can and cannot underwrite
| Dimension | Weight | Evidence | Predicts? | Source |
|---|---|---|---|---|
| O1 · Demand density and recurrence | 25 | evidenced | predictive · ρ +0.57 | US Census County Business Patterns |
| O2 · Payment evidence | 15 | partial | not backtested | USASpending.gov — US federal government work, public domain |
| O3 · Licence gate favourability | 15 | evidenced | not backtested | CareerOneStop / ARC, U.S. Department of Labor |
| O4 · Labour availability | 15 | evidenced | not backtested | BLS Occupational Employment and Wage Statistics, May 2024 |
| O5 · Incumbent weakness | 10 | no producer | not backtested | none |
| O6 · Margin structure | 10 | partial | not backtested | US Census Statistics of U.S. Businesses 2022 |
| O7 · Ceiling | 10 | evidenced | DESCRIPTIVE ONLY · ρ +0.05 | US Census Business Dynamics Statistics — public domain |
Every licensed occupation in this industry
| Occupation | Share here | Concentration | Jurisdictions |
|---|---|---|---|
| Plumbers, Pipefitters, and Steamfitters | 3.54% | 8.8× | 43 of 56 |
| Water and Wastewater Treatment Plant and System Operators | 25.56% | 313.7× | 42 of 56 |
| General and Operations Managers | 5.89% | 2.4× | 23 of 56 |
| Maintenance and Repair Workers, General | 5.2% | 5.7× | 4 of 56 |
| Office Clerks, General | 4.65% | 2.7× | 1 of 56 |
What this report cannot tell you
| Gap |
|---|
| occupation mix for NAICS 221330 — the labour statistics carry no rows at this level, so everything about occupations here, including the defining occupation and its licence gate, is measured at NAICS 221300, a broader grouping. Establishment counts are for 221330 itself. |
| licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 43 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence. |
| bonding_required_usd — no producer, and not estimated |