Operate · the United States
Underwriting: Commercial and Institutional Building Construction
What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.
—
not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 236220
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
47th percentile of 287 industries
Where this industry stands
| Net formation, 5yr | Percentile | Reads as | Signal strength |
|---|---|---|---|
| -0.04% | 47th of 287 | roughly in balance | ρ 0.57 across 4 backtested windows, 42.6pp decile separation |
Economic Census 2022
What it costs to produce
| Measure | Value |
|---|---|
| Margin on receipts | 28.2% |
| Computed as | value added — receipts less cost of subcontracted work |
| Industry receipts | $585.6bn |
SBA 7(a) acquisition loans · FY2010–FY2026
Can you borrow to buy one
| Measure | Value |
|---|---|
| Acquisition loans approved | 3,940 |
| Median loan | $146,612 |
| Mean rate | 7.41% |
| Mean term | 109 months |
| Charged off | 9.9% |
37,402 firms · Census SUSB 2022
What firms here actually earn
| Revenue band ($000) | Firms | Share | Cumulative | Labour share of revenue |
|---|---|---|---|---|
| <100 | 3,000 | 8.0% | 8.0% | 21.9% |
| 100-499 | 9,445 | 25.3% | 33.3% | 25.9% |
| 500-999 | 3,412 | 9.1% | 42.4% | 28.8% |
| 1,000-2,499 | 6,007 | 16.1% | 58.5% | 22.6% |
| 2,500-4,999 | 4,509 | 12.1% | 70.5% | 18.1% |
| 5,000-7,499 | 2,366 | 6.3% | 76.8% | 15.7% |
| 7,500-9,999 | 1,479 | 4.0% | 80.8% | 14.1% |
| 10,000-14,999 | 1,852 | 5.0% | 85.7% | 13.1% |
| 15,000-19,999 | 1,096 | 2.9% | 88.7% | 12.6% |
| 20,000-24,999 | 718 | 1.9% | 90.6% | 12.0% |
| 25,000-29,999 | 541 | 1.4% | 92.0% | 10.7% |
| 30,000-34,999 | 356 | 1.0% | 93.0% | 10.7% |
| 35,000-39,999 | 317 | 0.8% | 93.8% | 10.2% |
| 40,000-49,999 | 461 | 1.2% | 95.1% | 9.8% |
| 50,000-74,999 | 581 | 1.6% | 96.6% | 8.9% |
| 75,000-99,999 | 307 | 0.8% | 97.4% | 10.1% |
| 100,000+ | 955 | 2.6% | 100.0% | 7.9% |
SBA 7(a) · FY2010–FY2026
Can an acquisition here be financed?
| Measure | Value |
|---|---|
| SBA acquisition loans on record | 3,940 |
| Median loan | $146,612 |
| Typical rate | 7.41% |
| Typical term | 109 months |
| Total approved | $1,278,632,900 |
| Charge-off rate, seasoned cohorts | 9.9% |
| Loans that reached an outcome | 1,711 |
| Rank among industries | 83th of 501 |
Take this away
| Format | What it is |
|---|---|
| download the document → | One self-contained file — no stylesheet, no fonts, no scripts. Works offline, prints, and carries a content hash anyone can verify at /verify without an account. |
| JSON → | The same figures as data, with every source and gap attached. |
65 of 100 rubric points evidenced
What this report can and cannot underwrite
| Dimension | Weight | Evidence | Predicts? | Source |
|---|---|---|---|---|
| O1 · Demand density and recurrence | 25 | evidenced | predictive · ρ +0.57 | US Census County Business Patterns |
| O2 · Payment evidence | 15 | partial | not backtested | USASpending.gov — US federal government work, public domain |
| O3 · Licence gate favourability | 15 | evidenced | not backtested | CareerOneStop / ARC, U.S. Department of Labor |
| O4 · Labour availability | 15 | evidenced | not backtested | BLS Occupational Employment and Wage Statistics, May 2024 |
| O5 · Incumbent weakness | 10 | no producer | not backtested | none |
| O6 · Margin structure | 10 | partial | not backtested | US Census Economic Census 2022 |
| O7 · Ceiling | 10 | evidenced | DESCRIPTIVE ONLY · ρ +0.05 | US Census Business Dynamics Statistics — public domain |
Every licensed occupation in this industry
| Occupation | Share here | Concentration | Jurisdictions |
|---|---|---|---|
| Civil Engineers | 2.79% | 9.7× | 50 of 56 |
| Construction Managers | 9.57% | 38.7× | 35 of 56 |
| First-Line Supervisors of Construction Trades and Extraction Workers | 12.24% | 20.4× | 16 of 56 |
| Construction Laborers | 13.18% | 17.5× | 10 of 56 |
| Carpenters | 13.01% | 27.6× | 4 of 56 |
| Project Management Specialists | 7.55% | 10.7× | 3 of 56 |
| General and Operations Managers | 3.6% | 1.5× | 23 of 56 |
| Office Clerks, General | 2.43% | 1.4× | 1 of 56 |
What this report cannot tell you
| Gap |
|---|
| licence titles in this scope — none matched 'Construction Laborers', though it is licensed in 50 jurisdictions nationally. The title differs locally, or the record is held municipally. |
| occupation mix for NAICS 236220 — the labour statistics carry no rows at this level, so everything about occupations here, including the defining occupation and its licence gate, is measured at NAICS 236200, a broader grouping. Establishment counts are for 236220 itself. |
| licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 50 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence. |
| bonding_required_usd — no producer, and not estimated |