Operate · the United States
Underwriting: Petroleum Refineries
What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.
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not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 324110
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
62th percentile of 287 industries
Where this industry stands
| Net formation, 5yr | Percentile | Reads as | Signal strength |
|---|---|---|---|
| +0.91% | 62th of 287 | forming faster than it is dying | ρ 0.57 across 4 backtested windows, 42.6pp decile separation |
Economic Census 2022
What it costs to produce
| Measure | Value |
|---|---|
| Margin on receipts | 18.9% |
| Computed as | value added — receipts less cost of materials |
| Industry receipts | $825.2bn |
SBA 7(a) acquisition loans · FY2011–FY2024
Can you borrow to buy one
| Measure | Value |
|---|---|
| Acquisition loans approved | 9 |
| Median loan | $674,413 |
| Mean rate | 7.47% |
| Mean term | 99 months |
| Charged off | — |
59 firms · Census SUSB 2022
What firms here actually earn
| Revenue band ($000) | Firms | Share | Cumulative | Labour share of revenue |
|---|---|---|---|---|
| 1,000-2,499 | 3 | 5.1% | 5.1% | 29.0% |
| 2,500-4,999 | 3 | 5.1% | 10.2% | 27.8% |
| 100,000+ | 53 | 89.8% | 100.0% | 1.1% |
SBA 7(a) · FY2011–FY2024
Can an acquisition here be financed?
| Measure | Value |
|---|---|
| SBA acquisition loans on record | 9 |
| Median loan | $674,413 |
| Typical rate | 7.47% |
| Typical term | 99 months |
| Total approved | $5,695,300 |
Take this away
| Format | What it is |
|---|---|
| download the document → | One self-contained file — no stylesheet, no fonts, no scripts. Works offline, prints, and carries a content hash anyone can verify at /verify without an account. |
| JSON → | The same figures as data, with every source and gap attached. |
65 of 100 rubric points evidenced
What this report can and cannot underwrite
| Dimension | Weight | Evidence | Predicts? | Source |
|---|---|---|---|---|
| O1 · Demand density and recurrence | 25 | evidenced | predictive · ρ +0.57 | US Census County Business Patterns |
| O2 · Payment evidence | 15 | partial | not backtested | USASpending.gov — US federal government work, public domain |
| O3 · Licence gate favourability | 15 | evidenced | not backtested | CareerOneStop / ARC, U.S. Department of Labor |
| O4 · Labour availability | 15 | evidenced | not backtested | BLS Occupational Employment and Wage Statistics, May 2024 |
| O5 · Incumbent weakness | 10 | no producer | not backtested | none |
| O6 · Margin structure | 10 | partial | not backtested | US Census Economic Census 2022 |
| O7 · Ceiling | 10 | evidenced | DESCRIPTIVE ONLY · ρ +0.05 | US Census Business Dynamics Statistics — public domain |
Every licensed occupation in this industry
| Occupation | Share here | Concentration | Jurisdictions |
|---|---|---|---|
| Petroleum Pump System Operators, Refinery Operators, and Gaugers | 18.3% | 826.4× | 2 of 56 |
| Industrial Machinery Mechanics | 3.3% | 12.0× | 1 of 56 |
| Industrial Production Managers | 2.15% | 14.0× | 1 of 56 |
| Heavy and Tractor-Trailer Truck Drivers | 2.97% | 2.9× | 39 of 56 |
| Inspectors, Testers, Sorters, Samplers, and Weighers | 2.25% | 5.6× | 12 of 56 |
| Laborers and Freight, Stock, and Material Movers, Hand | 3.03% | 1.5× | 2 of 56 |
What this report cannot tell you
| Gap |
|---|
| licence gate — the only occupation matched is 'Petroleum Pump System Operators, Refinery Operators, and Gaugers' at 18.3% of this industry's employment, licensed in 2 of 56 jurisdictions. Reported, but too narrow to be read as this industry's barrier to entry. |
| licence titles in this scope — none matched 'Petroleum Pump System Operators, Refinery Operators, and Gaugers', though it is licensed in 2 jurisdictions nationally. The title differs locally, or the record is held municipally. |
| occupation mix for NAICS 324110 — the labour statistics carry no rows at this level, so everything about occupations here, including the defining occupation and its licence gate, is measured at NAICS 324100, a broader grouping. Establishment counts are for 324110 itself. |
| licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 2 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence. |
| bonding_required_usd — no producer, and not estimated |