Operate · the United States

Underwriting: Tire and Tube Merchant Wholesalers

What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.

— not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 423130
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
33th percentile of 287 industries

Where this industry stands

Net formation, 5yrPercentileReads asSignal strength
-0.74%33th of 287dying faster than it is formingρ 0.57 across 4 backtested windows, 42.6pp decile separation
Economic Census 2022

What it costs to produce

MeasureValue
Margin on receipts91.3%
Computed asvalue added — receipts less operating expenses
Industry receipts$76.0bn
SBA 7(a) acquisition loans · FY2010–FY2026

Can you borrow to buy one

MeasureValue
Acquisition loans approved112
Median loan$441,718
Mean rate7.18%
Mean term139 months
Charged off11.3%
1,130 firms · Census SUSB 2022

What firms here actually earn

Revenue band ($000)FirmsShareCumulativeLabour share of revenue
<100343.0%3.0%20.7%
100-49918516.4%19.4%23.0%
500-99912511.1%30.4%15.2%
1,000-2,49917615.6%46.0%13.4%
2,500-4,99912811.3%57.3%11.3%
5,000-7,499837.3%64.7%11.3%
7,500-9,999554.9%69.6%8.9%
10,000-14,999524.6%74.2%10.2%
15,000-19,999464.1%78.2%9.5%
20,000-24,999282.5%80.7%8.6%
25,000-29,999191.7%82.4%10.8%
30,000-34,999171.5%83.9%6.2%
35,000-39,999121.1%85.0%6.0%
40,000-49,999181.6%86.5%9.2%
50,000-74,999363.2%89.7%8.3%
75,000-99,999221.9%91.7%7.2%
100,000+948.3%100.0%4.2%
SBA 7(a) · FY2010–FY2026

Can an acquisition here be financed?

MeasureValue
SBA acquisition loans on record112
Median loan$441,718
Typical rate7.18%
Typical term139 months
Total approved$74,662,800
Charge-off rate, seasoned cohorts11.3%
Loans that reached an outcome62
Rank among industries91th of 501

Take this away

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65 of 100 rubric points evidenced

What this report can and cannot underwrite

DimensionWeightEvidencePredicts?Source
O1 · Demand density and recurrence25evidencedpredictive · ρ +0.57US Census County Business Patterns
O2 · Payment evidence15partialnot backtestedUSASpending.gov — US federal government work, public domain
O3 · Licence gate favourability15evidencednot backtestedCareerOneStop / ARC, U.S. Department of Labor
O4 · Labour availability15evidencednot backtestedBLS Occupational Employment and Wage Statistics, May 2024
O5 · Incumbent weakness10no producernot backtestednone
O6 · Margin structure10partialnot backtestedUS Census Economic Census 2022
O7 · Ceiling10evidencedDESCRIPTIVE ONLY · ρ +0.05US Census Business Dynamics Statistics — public domain

Every licensed occupation in this industry

OccupationShare hereConcentrationJurisdictions
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products7.95%9.7×17 of 56
Light Truck Drivers7.83%12.3×9 of 56
Bus and Truck Mechanics and Diesel Engine Specialists7.31%41.7×1 of 56
Parts Salespersons5.29%30.0×1 of 56
General and Operations Managers3.9%1.6×23 of 56
Automotive Service Technicians and Mechanics3.55%7.1×4 of 56
Laborers and Freight, Stock, and Material Movers, Hand6.06%3.0×2 of 56

What this report cannot tell you

Gap
occupation mix for NAICS 423130 — the labour statistics carry no rows at this level, so everything about occupations here, including the defining occupation and its licence gate, is measured at NAICS 423100, a broader grouping. Establishment counts are for 423130 itself.
licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 17 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence.
bonding_required_usd — no producer, and not estimated