Operate · the United States

Underwriting: General Freight Trucking, Long-Distance, Truckload

What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.

— not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 484121
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
100th percentile of 287 industries

Where this industry stands

Net formation, 5yrPercentileReads asSignal strength
+7.15%100th of 287forming much faster than it is dyingρ 0.57 across 4 backtested windows, 42.6pp decile separation
SBA 7(a) acquisition loans · FY2010–FY2026

Can you borrow to buy one

MeasureValue
Acquisition loans approved10,452
Median loan$60,835
Mean rate7.03%
Mean term89 months
Charged off7.4%
55,905 firms · Census SUSB 2022

What firms here actually earn

Revenue band ($000)FirmsShareCumulativeLabour share of revenue
<10011,35920.3%20.3%26.2%
100-49926,45447.3%67.6%16.8%
500-9996,00710.7%78.4%17.0%
1,000-2,4995,3959.7%88.0%18.4%
2,500-4,9992,7715.0%93.0%19.5%
5,000-7,4991,1112.0%95.0%18.1%
7,500-9,9995991.1%96.0%17.6%
10,000-14,9996521.2%97.2%17.6%
15,000-19,9993480.6%97.8%17.3%
20,000-24,9991880.3%98.2%18.4%
25,000-29,9991250.2%98.4%17.6%
30,000-34,999820.1%98.5%17.3%
35,000-39,999620.1%98.7%16.4%
40,000-49,9991170.2%98.9%18.7%
50,000-74,9991440.3%99.1%18.1%
75,000-99,999670.1%99.2%19.2%
100,000+4240.8%100.0%22.5%
SBA 7(a) · FY2010–FY2026

Can an acquisition here be financed?

MeasureValue
SBA acquisition loans on record10,452
Median loan$60,835
Typical rate7.03%
Typical term89 months
Total approved$1,941,411,600
Charge-off rate, seasoned cohorts7.4%
Loans that reached an outcome4,910
Rank among industries59th of 501

Take this away

FormatWhat it is
download the document →One self-contained file — no stylesheet, no fonts, no scripts. Works offline, prints, and carries a content hash anyone can verify at /verify without an account.
JSON →The same figures as data, with every source and gap attached.
65 of 100 rubric points evidenced

What this report can and cannot underwrite

DimensionWeightEvidencePredicts?Source
O1 · Demand density and recurrence25evidencedpredictive · ρ +0.57US Census County Business Patterns
O2 · Payment evidence15partialnot backtestedUSASpending.gov — US federal government work, public domain
O3 · Licence gate favourability15evidencednot backtestedCareerOneStop / ARC, U.S. Department of Labor
O4 · Labour availability15evidencednot backtestedBLS Occupational Employment and Wage Statistics, May 2024
O5 · Incumbent weakness10no producernot backtestednone
O6 · Margin structure10partialnot backtestedUS Census Statistics of U.S. Businesses 2022
O7 · Ceiling10evidencedDESCRIPTIVE ONLY · ρ +0.05US Census Business Dynamics Statistics — public domain

Every licensed occupation in this industry

OccupationShare hereConcentrationJurisdictions
Heavy and Tractor-Trailer Truck Drivers58.29%56.6×39 of 56
Dispatchers, Except Police, Fire, and Ambulance2.7%20.7×5 of 56
Bus and Truck Mechanics and Diesel Engine Specialists3.74%21.3×1 of 56
General and Operations Managers2.53%1.0×23 of 56
Light Truck Drivers3.26%5.1×9 of 56
Laborers and Freight, Stock, and Material Movers, Hand7.01%3.5×2 of 56
Office Clerks, General2.38%1.4×1 of 56

What this report cannot tell you

Gap
licence titles in this scope — none matched 'Heavy and Tractor-Trailer Truck Drivers', though it is licensed in 39 jurisdictions nationally. The title differs locally, or the record is held municipally.
occupation mix for NAICS 484121 — the labour statistics carry no rows at this level, so everything about occupations here, including the defining occupation and its licence gate, is measured at NAICS 484000, a broader grouping. Establishment counts are for 484121 itself.
licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 39 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence.
bonding_required_usd — no producer, and not estimated