Operate · the United States
Underwriting: Navigational Services to Shipping
What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.
—
not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 488330
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
45th percentile of 287 industries
Where this industry stands
| Net formation, 5yr | Percentile | Reads as | Signal strength |
|---|---|---|---|
| -0.09% | 45th of 287 | roughly in balance | ρ 0.57 across 4 backtested windows, 42.6pp decile separation |
SBA 7(a) acquisition loans · FY2010–FY2026
Can you borrow to buy one
| Measure | Value |
|---|---|
| Acquisition loans approved | 41 |
| Median loan | $712,267 |
| Mean rate | 7.09% |
| Mean term | 121 months |
| Charged off | 4.2% |
882 firms · Census SUSB 2022
What firms here actually earn
| Revenue band ($000) | Firms | Share | Cumulative | Labour share of revenue |
|---|---|---|---|---|
| <100 | 80 | 9.1% | 9.1% | 50.2% |
| 100-499 | 321 | 36.4% | 45.5% | 42.3% |
| 500-999 | 183 | 20.7% | 66.2% | 33.4% |
| 1,000-2,499 | 101 | 11.5% | 77.7% | 34.7% |
| 2,500-4,999 | 51 | 5.8% | 83.4% | 33.2% |
| 5,000-7,499 | 28 | 3.2% | 86.6% | 30.5% |
| 7,500-9,999 | 11 | 1.2% | 87.9% | 23.2% |
| 10,000-14,999 | 23 | 2.6% | 90.5% | 31.7% |
| 15,000-19,999 | 12 | 1.4% | 91.8% | 22.0% |
| 20,000-24,999 | 9 | 1.0% | 92.9% | 26.0% |
| 25,000-29,999 | 4 | 0.5% | 93.3% | 25.0% |
| 30,000-34,999 | 9 | 1.0% | 94.3% | 19.2% |
| 35,000-39,999 | 7 | 0.8% | 95.1% | 20.0% |
| 40,000-49,999 | 5 | 0.6% | 95.7% | 36.5% |
| 50,000-74,999 | 4 | 0.5% | 96.1% | 14.3% |
| 75,000-99,999 | 3 | 0.3% | 96.5% | 16.0% |
| 100,000+ | 31 | 3.5% | 100.0% | 24.1% |
SBA 7(a) · FY2010–FY2026
Can an acquisition here be financed?
| Measure | Value |
|---|---|
| SBA acquisition loans on record | 41 |
| Median loan | $712,267 |
| Typical rate | 7.09% |
| Typical term | 121 months |
| Total approved | $28,269,100 |
| Charge-off rate, seasoned cohorts | 4.2% |
| Loans that reached an outcome | 24 |
Take this away
| Format | What it is |
|---|---|
| download the document → | One self-contained file — no stylesheet, no fonts, no scripts. Works offline, prints, and carries a content hash anyone can verify at /verify without an account. |
| JSON → | The same figures as data, with every source and gap attached. |
65 of 100 rubric points evidenced
What this report can and cannot underwrite
| Dimension | Weight | Evidence | Predicts? | Source |
|---|---|---|---|---|
| O1 · Demand density and recurrence | 25 | evidenced | predictive · ρ +0.57 | US Census County Business Patterns |
| O2 · Payment evidence | 15 | partial | not backtested | USASpending.gov — US federal government work, public domain |
| O3 · Licence gate favourability | 15 | evidenced | not backtested | CareerOneStop / ARC, U.S. Department of Labor |
| O4 · Labour availability | 15 | evidenced | not backtested | BLS Occupational Employment and Wage Statistics, May 2024 |
| O5 · Incumbent weakness | 10 | no producer | not backtested | none |
| O6 · Margin structure | 10 | partial | not backtested | US Census Statistics of U.S. Businesses 2022 |
| O7 · Ceiling | 10 | evidenced | DESCRIPTIVE ONLY · ρ +0.05 | US Census Business Dynamics Statistics — public domain |
Every licensed occupation in this industry
| Occupation | Share here | Concentration | Jurisdictions |
|---|---|---|---|
| Captains, Mates, and Pilots of Water Vessels | 9.17% | 414.1× | 21 of 56 |
| Crane and Tower Operators | 3.22% | 119.5× | 15 of 56 |
| Sailors and Marine Oilers | 9.67% | 506.3× | 8 of 56 |
| Mobile Heavy Equipment Mechanics, Except Engines | 5.43% | 46.2× | 2 of 56 |
| Industrial Truck and Tractor Operators | 4.98% | 9.6× | 1 of 56 |
| Laborers and Freight, Stock, and Material Movers, Hand | 14.0% | 7.0× | 2 of 56 |
What this report cannot tell you
| Gap |
|---|
| licence titles in this scope — none matched 'Sailors and Marine Oilers', though it is licensed in 21 jurisdictions nationally. The title differs locally, or the record is held municipally. |
| occupation mix for NAICS 488330 — the labour statistics carry no rows at this level, so everything about occupations here, including the defining occupation and its licence gate, is measured at NAICS 488300, a broader grouping. Establishment counts are for 488330 itself. |
| licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 21 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence. |
| bonding_required_usd — no producer, and not estimated |