Operate · the United States

Underwriting: Motor Vehicle Towing

What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.

— not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 488410
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
86th percentile of 287 industries

Where this industry stands

Net formation, 5yrPercentileReads asSignal strength
+3.07%86th of 287forming much faster than it is dyingρ 0.57 across 4 backtested windows, 42.6pp decile separation
SBA 7(a) acquisition loans · FY2010–FY2026

Can you borrow to buy one

MeasureValue
Acquisition loans approved1,125
Median loan$143,076
Mean rate7.2%
Mean term138 months
Charged off6.0%
10,202 firms · Census SUSB 2022

What firms here actually earn

Revenue band ($000)FirmsShareCumulativeLabour share of revenue
<1001,62816.0%16.0%35.4%
100-4993,83037.5%53.5%28.2%
500-9991,85518.2%71.7%28.2%
1,000-2,4991,79517.6%89.3%30.2%
2,500-4,9996726.6%95.9%31.5%
5,000-7,4992202.2%98.0%29.0%
7,500-9,999820.8%98.8%29.1%
10,000-14,999610.6%99.4%29.1%
15,000-19,999190.2%99.6%30.9%
20,000-24,999120.1%99.7%32.6%
25,000-29,99950.0%99.8%19.9%
40,000-49,99970.1%99.8%24.7%
50,000-74,99950.0%99.9%25.1%
75,000-99,99950.0%99.9%23.8%
100,000+60.1%100.0%26.0%
SBA 7(a) · FY2010–FY2026

Can an acquisition here be financed?

MeasureValue
SBA acquisition loans on record1,125
Median loan$143,076
Typical rate7.2%
Typical term138 months
Total approved$413,730,500
Charge-off rate, seasoned cohorts6.0%
Loans that reached an outcome504
Rank among industries40th of 501

Take this away

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download the document →One self-contained file — no stylesheet, no fonts, no scripts. Works offline, prints, and carries a content hash anyone can verify at /verify without an account.
JSON →The same figures as data, with every source and gap attached.
65 of 100 rubric points evidenced

What this report can and cannot underwrite

DimensionWeightEvidencePredicts?Source
O1 · Demand density and recurrence25evidencedpredictive · ρ +0.57US Census County Business Patterns
O2 · Payment evidence15partialnot backtestedUSASpending.gov — US federal government work, public domain
O3 · Licence gate favourability15evidencednot backtestedCareerOneStop / ARC, U.S. Department of Labor
O4 · Labour availability15evidencednot backtestedBLS Occupational Employment and Wage Statistics, May 2024
O5 · Incumbent weakness10no producernot backtestednone
O6 · Margin structure10partialnot backtestedUS Census Statistics of U.S. Businesses 2022
O7 · Ceiling10evidencedDESCRIPTIVE ONLY · ρ +0.05US Census Business Dynamics Statistics — public domain

Every licensed occupation in this industry

OccupationShare hereConcentrationJurisdictions
Heavy and Tractor-Trailer Truck Drivers45.59%44.2×39 of 56
Dispatchers, Except Police, Fire, and Ambulance7.48%57.3×5 of 56
Bus and Truck Mechanics and Diesel Engine Specialists2.68%15.3×1 of 56
General and Operations Managers3.79%1.5×23 of 56
Automotive Service Technicians and Mechanics3.07%6.1×4 of 56
Laborers and Freight, Stock, and Material Movers, Hand4.77%2.4×2 of 56
Office Clerks, General4.26%2.5×1 of 56
Industrial Truck and Tractor Operators3.33%6.4×1 of 56

What this report cannot tell you

Gap
licence titles in this scope — none matched 'Heavy and Tractor-Trailer Truck Drivers', though it is licensed in 39 jurisdictions nationally. The title differs locally, or the record is held municipally.
occupation mix for NAICS 488410 — the labour statistics carry no rows at this level, so everything about occupations here, including the defining occupation and its licence gate, is measured at NAICS 488400, a broader grouping. Establishment counts are for 488410 itself.
licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 39 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence.
bonding_required_usd — no producer, and not estimated