Operate · the United States
Underwriting: Title Abstract and Settlement Offices
What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.
—
not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 541191
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
36th percentile of 287 industries
Where this industry stands
| Net formation, 5yr | Percentile | Reads as | Signal strength |
|---|---|---|---|
| -0.58% | 36th of 287 | dying faster than it is forming | ρ 0.57 across 4 backtested windows, 42.6pp decile separation |
SBA 7(a) acquisition loans · FY2010–FY2026
Can you borrow to buy one
| Measure | Value |
|---|---|
| Acquisition loans approved | 206 |
| Median loan | $153,347 |
| Mean rate | 7.19% |
| Mean term | 117 months |
| Charged off | 7.1% |
6,803 firms · Census SUSB 2022
What firms here actually earn
| Revenue band ($000) | Firms | Share | Cumulative | Labour share of revenue |
|---|---|---|---|---|
| <100 | 1,148 | 16.9% | 16.9% | 42.5% |
| 100-499 | 2,627 | 38.6% | 55.5% | 41.5% |
| 500-999 | 1,185 | 17.4% | 72.9% | 39.2% |
| 1,000-2,499 | 1,026 | 15.1% | 88.0% | 40.2% |
| 2,500-4,999 | 381 | 5.6% | 93.6% | 39.3% |
| 5,000-7,499 | 124 | 1.8% | 95.4% | 41.2% |
| 7,500-9,999 | 57 | 0.8% | 96.3% | 41.9% |
| 10,000-14,999 | 64 | 0.9% | 97.2% | 38.1% |
| 15,000-19,999 | 28 | 0.4% | 97.6% | 38.4% |
| 20,000-24,999 | 23 | 0.3% | 97.9% | 40.1% |
| 25,000-29,999 | 15 | 0.2% | 98.2% | 46.2% |
| 30,000-34,999 | 7 | 0.1% | 98.3% | 33.9% |
| 35,000-39,999 | 14 | 0.2% | 98.5% | 29.0% |
| 40,000-49,999 | 9 | 0.1% | 98.6% | 43.1% |
| 50,000-74,999 | 13 | 0.2% | 98.8% | 35.2% |
| 75,000-99,999 | 9 | 0.1% | 98.9% | 17.7% |
| 100,000+ | 73 | 1.1% | 100.0% | 47.7% |
SBA 7(a) · FY2010–FY2026
Can an acquisition here be financed?
| Measure | Value |
|---|---|
| SBA acquisition loans on record | 206 |
| Median loan | $153,347 |
| Typical rate | 7.19% |
| Typical term | 117 months |
| Total approved | $66,447,500 |
| Charge-off rate, seasoned cohorts | 7.1% |
| Loans that reached an outcome | 99 |
| Rank among industries | 55th of 501 |
Take this away
| Format | What it is |
|---|---|
| download the document → | One self-contained file — no stylesheet, no fonts, no scripts. Works offline, prints, and carries a content hash anyone can verify at /verify without an account. |
| JSON → | The same figures as data, with every source and gap attached. |
65 of 100 rubric points evidenced
What this report can and cannot underwrite
| Dimension | Weight | Evidence | Predicts? | Source |
|---|---|---|---|---|
| O1 · Demand density and recurrence | 25 | evidenced | predictive · ρ +0.57 | US Census County Business Patterns |
| O2 · Payment evidence | 15 | partial | not backtested | USASpending.gov — US federal government work, public domain |
| O3 · Licence gate favourability | 15 | evidenced | not backtested | CareerOneStop / ARC, U.S. Department of Labor |
| O4 · Labour availability | 15 | evidenced | not backtested | BLS Occupational Employment and Wage Statistics, May 2024 |
| O5 · Incumbent weakness | 10 | no producer | not backtested | none |
| O6 · Margin structure | 10 | partial | not backtested | US Census Statistics of U.S. Businesses 2022 |
| O7 · Ceiling | 10 | evidenced | DESCRIPTIVE ONLY · ρ +0.05 | US Census Business Dynamics Statistics — public domain |
Every licensed occupation in this industry
| Occupation | Share here | Concentration | Jurisdictions |
|---|---|---|---|
| Lawyers | 37.17% | 76.9× | 48 of 56 |
| Paralegals and Legal Assistants | 23.49% | 98.8× | 2 of 56 |
| Legal Secretaries and Administrative Assistants | 10.39% | 104.4× | 1 of 56 |
| Bookkeeping, Accounting, and Auditing Clerks | 1.94% | 2.0× | 2 of 56 |
| Office Clerks, General | 2.62% | 1.5× | 1 of 56 |
| Receptionists and Information Clerks | 2.04% | 3.0× | 1 of 56 |
| Secretaries and Administrative Assistants, Except Legal, Medical, and Executive | 1.85% | 1.6× | 1 of 56 |
What this report cannot tell you
| Gap |
|---|
| occupation mix for NAICS 541191 — the labour statistics carry no rows at this level, so everything about occupations here, including the defining occupation and its licence gate, is measured at NAICS 541100, a broader grouping. Establishment counts are for 541191 itself. |
| licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 48 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence. |
| bonding_required_usd — no producer, and not estimated |