Operate · the United States

Underwriting: Engineering Services

What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.

— not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 541330
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
58th percentile of 287 industries

Where this industry stands

Net formation, 5yrPercentileReads asSignal strength
+0.69%58th of 287roughly in balanceρ 0.57 across 4 backtested windows, 42.6pp decile separation
SBA 7(a) acquisition loans · FY2010–FY2026

Can you borrow to buy one

MeasureValue
Acquisition loans approved3,042
Median loan$201,424
Mean rate7.17%
Mean term119 months
Charged off5.0%
45,692 firms · Census SUSB 2022

What firms here actually earn

Revenue band ($000)FirmsShareCumulativeLabour share of revenue
<1006,47614.2%14.2%112.7%
100-49915,64934.2%48.4%44.2%
500-9996,44514.1%62.5%41.7%
1,000-2,4997,15315.7%78.2%41.6%
2,500-4,9993,7668.2%86.4%43.5%
5,000-7,4991,5073.3%89.7%41.5%
7,500-9,9998541.9%91.6%41.8%
10,000-14,9999552.1%93.7%42.0%
15,000-19,9995241.1%94.8%40.8%
20,000-24,9993780.8%95.7%41.8%
25,000-29,9992220.5%96.1%38.6%
30,000-34,9991620.4%96.5%40.2%
35,000-39,9991330.3%96.8%40.6%
40,000-49,9991860.4%97.2%38.0%
50,000-74,9992770.6%97.8%40.4%
75,000-99,9991460.3%98.1%39.9%
100,000+8591.9%100.0%40.2%
SBA 7(a) · FY2010–FY2026

Can an acquisition here be financed?

MeasureValue
SBA acquisition loans on record3,042
Median loan$201,424
Typical rate7.17%
Typical term119 months
Total approved$1,403,914,800
Charge-off rate, seasoned cohorts5.0%
Loans that reached an outcome1,510
Rank among industries28th of 501

Take this away

FormatWhat it is
download the document →One self-contained file — no stylesheet, no fonts, no scripts. Works offline, prints, and carries a content hash anyone can verify at /verify without an account.
JSON →The same figures as data, with every source and gap attached.
65 of 100 rubric points evidenced

What this report can and cannot underwrite

DimensionWeightEvidencePredicts?Source
O1 · Demand density and recurrence25evidencedpredictive · ρ +0.57US Census County Business Patterns
O2 · Payment evidence15partialnot backtestedUSASpending.gov — US federal government work, public domain
O3 · Licence gate favourability15evidencednot backtestedCareerOneStop / ARC, U.S. Department of Labor
O4 · Labour availability15evidencednot backtestedBLS Occupational Employment and Wage Statistics, May 2024
O5 · Incumbent weakness10no producernot backtestednone
O6 · Margin structure10partialnot backtestedUS Census Statistics of U.S. Businesses 2022
O7 · Ceiling10evidencedDESCRIPTIVE ONLY · ρ +0.05US Census Business Dynamics Statistics — public domain

Every licensed occupation in this industry

OccupationShare hereConcentrationJurisdictions
Civil Engineers16.13%55.9×50 of 56
Mechanical Engineers4.42%20.9×50 of 56
Electrical Engineers3.46%24.2×50 of 56
Project Management Specialists5.77%8.1×3 of 56
Architectural and Engineering Managers3.84%24.9×2 of 56
General and Operations Managers3.12%1.3×23 of 56
Software Developers3.0%2.7×1 of 56

What this report cannot tell you

Gap
licence titles in this scope — none matched 'Civil Engineers', though it is licensed in 50 jurisdictions nationally. The title differs locally, or the record is held municipally.
licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 50 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence.
bonding_required_usd — no producer, and not estimated