Operate · the United States
Underwriting: Research and Development in the Physical, Engineering, and Life Sciences (except Nanotechnology and Biotechnology)
What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.
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not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 541715
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
83th percentile of 287 industries
Where this industry stands
| Net formation, 5yr | Percentile | Reads as | Signal strength |
|---|---|---|---|
| +2.73% | 83th of 287 | forming much faster than it is dying | ρ 0.57 across 4 backtested windows, 42.6pp decile separation |
SBA 7(a) acquisition loans · FY2017–FY2026
Can you borrow to buy one
| Measure | Value |
|---|---|
| Acquisition loans approved | 107 |
| Median loan | $295,600 |
| Mean rate | 7.87% |
| Mean term | 121 months |
| Charged off | 0.0% |
10,042 firms · Census SUSB 2022
What firms here actually earn
| Revenue band ($000) | Firms | Share | Cumulative | Labour share of revenue |
|---|---|---|---|---|
| <100 | 1,318 | 13.1% | 13.1% | 197.1% |
| 100-499 | 2,678 | 26.7% | 39.8% | 47.0% |
| 500-999 | 1,320 | 13.1% | 52.9% | 41.5% |
| 1,000-2,499 | 1,468 | 14.6% | 67.6% | 40.5% |
| 2,500-4,999 | 842 | 8.4% | 75.9% | 38.7% |
| 5,000-7,499 | 401 | 4.0% | 79.9% | 39.0% |
| 7,500-9,999 | 221 | 2.2% | 82.1% | 39.3% |
| 10,000-14,999 | 309 | 3.1% | 85.2% | 38.1% |
| 15,000-19,999 | 181 | 1.8% | 87.0% | 39.6% |
| 20,000-24,999 | 100 | 1.0% | 88.0% | 37.2% |
| 25,000-29,999 | 105 | 1.0% | 89.1% | 41.0% |
| 30,000-34,999 | 75 | 0.7% | 89.8% | 45.7% |
| 35,000-39,999 | 41 | 0.4% | 90.2% | 39.8% |
| 40,000-49,999 | 92 | 0.9% | 91.1% | 41.4% |
| 50,000-74,999 | 110 | 1.1% | 92.2% | 39.0% |
| 75,000-99,999 | 67 | 0.7% | 92.9% | 41.7% |
| 100,000+ | 714 | 7.1% | 100.0% | 42.3% |
SBA 7(a) · FY2017–FY2026
Can an acquisition here be financed?
| Measure | Value |
|---|---|
| SBA acquisition loans on record | 107 |
| Median loan | $295,600 |
| Typical rate | 7.87% |
| Typical term | 121 months |
| Total approved | $60,089,400 |
| Charge-off rate, seasoned cohorts | 0.0% |
| Loans that reached an outcome | 24 |
Take this away
| Format | What it is |
|---|---|
| download the document → | One self-contained file — no stylesheet, no fonts, no scripts. Works offline, prints, and carries a content hash anyone can verify at /verify without an account. |
| JSON → | The same figures as data, with every source and gap attached. |
65 of 100 rubric points evidenced
What this report can and cannot underwrite
| Dimension | Weight | Evidence | Predicts? | Source |
|---|---|---|---|---|
| O1 · Demand density and recurrence | 25 | evidenced | predictive · ρ +0.57 | US Census County Business Patterns |
| O2 · Payment evidence | 15 | partial | not backtested | USASpending.gov — US federal government work, public domain |
| O3 · Licence gate favourability | 15 | evidenced | not backtested | CareerOneStop / ARC, U.S. Department of Labor |
| O4 · Labour availability | 15 | evidenced | not backtested | BLS Occupational Employment and Wage Statistics, May 2024 |
| O5 · Incumbent weakness | 10 | no producer | not backtested | none |
| O6 · Margin structure | 10 | partial | not backtested | US Census Statistics of U.S. Businesses 2022 |
| O7 · Ceiling | 10 | evidenced | DESCRIPTIVE ONLY · ρ +0.05 | US Census Business Dynamics Statistics — public domain |
Every licensed occupation in this industry
| Occupation | Share here | Concentration | Jurisdictions |
|---|---|---|---|
| Mechanical Engineers | 2.08% | 9.8× | 50 of 56 |
| Biological Technicians | 3.08% | 53.3× | 11 of 56 |
| Medical Scientists, Except Epidemiologists | 6.47% | 56.4× | 7 of 56 |
| Natural Sciences Managers | 4.72% | 59.6× | 3 of 56 |
| Biochemists and Biophysicists | 2.31% | 81.6× | 1 of 56 |
| General and Operations Managers | 3.14% | 1.3× | 23 of 56 |
| Project Management Specialists | 2.68% | 3.8× | 3 of 56 |
| Software Developers | 5.57% | 5.0× | 1 of 56 |
What this report cannot tell you
| Gap |
|---|
| licence titles in this scope — none matched 'Medical Scientists, Except Epidemiologists', though it is licensed in 50 jurisdictions nationally. The title differs locally, or the record is held municipally. |
| occupation mix for NAICS 541715 — the labour statistics carry no rows at this level, so everything about occupations here, including the defining occupation and its licence gate, is measured at NAICS 541710, a broader grouping. Establishment counts are for 541715 itself. |
| licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 50 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence. |
| bonding_required_usd — no producer, and not estimated |