Operate · the United States
Underwriting: Marketing Research and Public Opinion Polling
What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.
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not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 541910
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
83th percentile of 287 industries
Where this industry stands
| Net formation, 5yr | Percentile | Reads as | Signal strength |
|---|---|---|---|
| +2.66% | 83th of 287 | forming much faster than it is dying | ρ 0.57 across 4 backtested windows, 42.6pp decile separation |
SBA 7(a) acquisition loans · FY2010–FY2026
Can you borrow to buy one
| Measure | Value |
|---|---|
| Acquisition loans approved | 254 |
| Median loan | $189,118 |
| Mean rate | 7.31% |
| Mean term | 104 months |
| Charged off | 1.9% |
3,747 firms · Census SUSB 2022
What firms here actually earn
| Revenue band ($000) | Firms | Share | Cumulative | Labour share of revenue |
|---|---|---|---|---|
| <100 | 657 | 17.5% | 17.5% | 72.1% |
| 100-499 | 1,251 | 33.4% | 50.9% | 37.3% |
| 500-999 | 509 | 13.6% | 64.5% | 34.9% |
| 1,000-2,499 | 552 | 14.7% | 79.2% | 35.1% |
| 2,500-4,999 | 274 | 7.3% | 86.5% | 37.0% |
| 5,000-7,499 | 136 | 3.6% | 90.2% | 31.9% |
| 7,500-9,999 | 58 | 1.5% | 91.7% | 39.3% |
| 10,000-14,999 | 66 | 1.8% | 93.5% | 32.5% |
| 15,000-19,999 | 34 | 0.9% | 94.4% | 41.8% |
| 20,000-24,999 | 21 | 0.6% | 95.0% | 30.3% |
| 25,000-29,999 | 19 | 0.5% | 95.5% | 33.4% |
| 30,000-34,999 | 10 | 0.3% | 95.7% | 45.1% |
| 35,000-39,999 | 12 | 0.3% | 96.1% | 52.5% |
| 40,000-49,999 | 7 | 0.2% | 96.2% | 35.7% |
| 50,000-74,999 | 32 | 0.9% | 97.1% | 38.3% |
| 75,000-99,999 | 15 | 0.4% | 97.5% | 26.8% |
| 100,000+ | 94 | 2.5% | 100.0% | 32.1% |
SBA 7(a) · FY2010–FY2026
Can an acquisition here be financed?
| Measure | Value |
|---|---|
| SBA acquisition loans on record | 254 |
| Median loan | $189,118 |
| Typical rate | 7.31% |
| Typical term | 104 months |
| Total approved | $93,218,200 |
| Charge-off rate, seasoned cohorts | 1.9% |
| Loans that reached an outcome | 104 |
| Rank among industries | 4th of 501 |
Take this away
| Format | What it is |
|---|---|
| download the document → | One self-contained file — no stylesheet, no fonts, no scripts. Works offline, prints, and carries a content hash anyone can verify at /verify without an account. |
| JSON → | The same figures as data, with every source and gap attached. |
65 of 100 rubric points evidenced
What this report can and cannot underwrite
| Dimension | Weight | Evidence | Predicts? | Source |
|---|---|---|---|---|
| O1 · Demand density and recurrence | 25 | evidenced | predictive · ρ +0.57 | US Census County Business Patterns |
| O2 · Payment evidence | 15 | partial | not backtested | USASpending.gov — US federal government work, public domain |
| O3 · Licence gate favourability | 15 | evidenced | not backtested | CareerOneStop / ARC, U.S. Department of Labor |
| O4 · Labour availability | 15 | evidenced | not backtested | BLS Occupational Employment and Wage Statistics, May 2024 |
| O5 · Incumbent weakness | 10 | no producer | not backtested | none |
| O6 · Margin structure | 10 | partial | not backtested | US Census Statistics of U.S. Businesses 2022 |
| O7 · Ceiling | 10 | evidenced | DESCRIPTIVE ONLY · ρ +0.05 | US Census Business Dynamics Statistics — public domain |
Every licensed occupation in this industry
| Occupation | Share here | Concentration | Jurisdictions |
|---|---|---|---|
| Veterinarians | 8.32% | 111.1× | 48 of 56 |
| Veterinary Technologists and Technicians | 13.78% | 111.8× | 36 of 56 |
| Animal Caretakers | 4.48% | 23.6× | 18 of 56 |
| Veterinary Assistants and Laboratory Animal Caretakers | 11.7% | 109.6× | 7 of 56 |
| Receptionists and Information Clerks | 6.92% | 10.0× | 1 of 56 |
| Photographers | 3.1% | 77.9× | 1 of 56 |
| General and Operations Managers | 3.35% | 1.4× | 23 of 56 |
What this report cannot tell you
| Gap |
|---|
| occupation mix for NAICS 541910 — the labour statistics carry no rows at this level, so everything about occupations here, including the defining occupation and its licence gate, is measured at NAICS 541900, a broader grouping. Establishment counts are for 541910 itself. |
| licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 48 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence. |
| bonding_required_usd — no producer, and not estimated |