Operate · the United States
Underwriting: Office Administrative Services
What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.
—
not scored
REWORK
PROVE
OPEN
NOT SCORED. 50 of 100 rubric points are evidenced deterministically from public records; 25 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 561110
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
76th percentile of 287 industries
Where this industry stands
| Net formation, 5yr | Percentile | Reads as | Signal strength |
|---|---|---|---|
| +1.99% | 76th of 287 | forming faster than it is dying | ρ 0.57 across 4 backtested windows, 42.6pp decile separation |
SBA 7(a) acquisition loans · FY2010–FY2026
Can you borrow to buy one
| Measure | Value |
|---|---|
| Acquisition loans approved | 368 |
| Median loan | $193,882 |
| Mean rate | 7.39% |
| Mean term | 122 months |
| Charged off | 9.1% |
33,521 firms · Census SUSB 2022
What firms here actually earn
| Revenue band ($000) | Firms | Share | Cumulative | Labour share of revenue |
|---|---|---|---|---|
| <100 | 7,468 | 22.3% | 22.3% | 74.7% |
| 100-499 | 10,789 | 32.2% | 54.5% | 45.8% |
| 500-999 | 4,210 | 12.6% | 67.0% | 49.7% |
| 1,000-2,499 | 4,287 | 12.8% | 79.8% | 49.7% |
| 2,500-4,999 | 2,053 | 6.1% | 85.9% | 47.2% |
| 5,000-7,499 | 874 | 2.6% | 88.5% | 45.3% |
| 7,500-9,999 | 534 | 1.6% | 90.1% | 44.1% |
| 10,000-14,999 | 596 | 1.8% | 91.9% | 42.8% |
| 15,000-19,999 | 354 | 1.1% | 93.0% | 44.1% |
| 20,000-24,999 | 254 | 0.8% | 93.7% | 85.9% |
| 25,000-29,999 | 160 | 0.5% | 94.2% | 38.6% |
| 30,000-34,999 | 126 | 0.4% | 94.6% | 44.6% |
| 35,000-39,999 | 94 | 0.3% | 94.9% | 41.3% |
| 40,000-49,999 | 219 | 0.7% | 95.5% | 44.0% |
| 50,000-74,999 | 292 | 0.9% | 96.4% | 41.0% |
| 75,000-99,999 | 168 | 0.5% | 96.9% | 40.3% |
| 100,000+ | 1,043 | 3.1% | 100.0% | 45.1% |
SBA 7(a) · FY2010–FY2026
Can an acquisition here be financed?
| Measure | Value |
|---|---|
| SBA acquisition loans on record | 368 |
| Median loan | $193,882 |
| Typical rate | 7.39% |
| Typical term | 122 months |
| Total approved | $169,051,200 |
| Charge-off rate, seasoned cohorts | 9.1% |
| Loans that reached an outcome | 154 |
| Rank among industries | 77th of 501 |
Take this away
| Format | What it is |
|---|---|
| download the document → | One self-contained file — no stylesheet, no fonts, no scripts. Works offline, prints, and carries a content hash anyone can verify at /verify without an account. |
| JSON → | The same figures as data, with every source and gap attached. |
50 of 100 rubric points evidenced
What this report can and cannot underwrite
| Dimension | Weight | Evidence | Predicts? | Source |
|---|---|---|---|---|
| O1 · Demand density and recurrence | 25 | evidenced | predictive · ρ +0.57 | US Census County Business Patterns |
| O2 · Payment evidence | 15 | partial | not backtested | USASpending.gov — US federal government work, public domain |
| O3 · Licence gate favourability | 15 | no producer | not backtested | CareerOneStop / ARC, U.S. Department of Labor |
| O4 · Labour availability | 15 | evidenced | not backtested | BLS Occupational Employment and Wage Statistics, May 2024 |
| O5 · Incumbent weakness | 10 | no producer | not backtested | none |
| O6 · Margin structure | 10 | partial | not backtested | US Census Statistics of U.S. Businesses 2022 |
| O7 · Ceiling | 10 | evidenced | DESCRIPTIVE ONLY · ρ +0.05 | US Census Business Dynamics Statistics — public domain |
Every licensed occupation in this industry
| Occupation | Share here | Concentration | Jurisdictions |
|---|---|---|---|
| Accountants and Auditors | 4.56% | 4.8× | 49 of 56 |
| General and Operations Managers | 7.94% | 3.2× | 23 of 56 |
| Human Resources Specialists | 2.72% | 4.3× | 14 of 56 |
| Bookkeeping, Accounting, and Auditing Clerks | 4.73% | 4.8× | 2 of 56 |
| Office Clerks, General | 4.4% | 2.6× | 1 of 56 |
| Secretaries and Administrative Assistants, Except Legal, Medical, and Executive | 2.78% | 2.4× | 1 of 56 |
What this report cannot tell you
| Gap |
|---|
| licences in any state — no occupation in this industry matched a title in the national register. That may mean unlicensed, or licensed municipally, and the two are different findings. |
| occupation mix for NAICS 561110 — the labour statistics carry no rows at this level, so everything about occupations here, including the defining occupation and its licence gate, is measured at NAICS 561100, a broader grouping. Establishment counts are for 561110 itself. |
| bonding_required_usd — no producer, and not estimated |