Operate · the United States
Underwriting: Elementary and Secondary Schools
What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.
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not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 611110
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
50th percentile of 287 industries
Where this industry stands
| Net formation, 5yr | Percentile | Reads as | Signal strength |
|---|---|---|---|
| +0.21% | 50th of 287 | roughly in balance | ρ 0.57 across 4 backtested windows, 42.6pp decile separation |
SBA 7(a) acquisition loans · FY2010–FY2026
Can you borrow to buy one
| Measure | Value |
|---|---|
| Acquisition loans approved | 456 |
| Median loan | $469,806 |
| Mean rate | 6.98% |
| Mean term | 187 months |
| Charged off | 3.0% |
19,601 firms · Census SUSB 2022
What firms here actually earn
| Revenue band ($000) | Firms | Share | Cumulative | Labour share of revenue |
|---|---|---|---|---|
| <100 | 1,384 | 7.1% | 7.1% | 172.8% |
| 100-499 | 3,484 | 17.8% | 24.8% | 50.4% |
| 500-999 | 2,319 | 11.8% | 36.7% | 50.5% |
| 1,000-2,499 | 3,906 | 19.9% | 56.6% | 48.3% |
| 2,500-4,999 | 3,047 | 15.5% | 72.1% | 47.0% |
| 5,000-7,499 | 1,558 | 7.9% | 80.1% | 46.1% |
| 7,500-9,999 | 911 | 4.6% | 84.7% | 45.4% |
| 10,000-14,999 | 1,039 | 5.3% | 90.0% | 44.4% |
| 15,000-19,999 | 572 | 2.9% | 93.0% | 44.6% |
| 20,000-24,999 | 410 | 2.1% | 95.0% | 43.1% |
| 25,000-29,999 | 267 | 1.4% | 96.4% | 45.4% |
| 30,000-34,999 | 135 | 0.7% | 97.1% | 47.4% |
| 35,000-39,999 | 109 | 0.6% | 97.7% | 48.6% |
| 40,000-49,999 | 138 | 0.7% | 98.4% | 47.1% |
| 50,000-74,999 | 144 | 0.7% | 99.1% | 45.8% |
| 75,000-99,999 | 52 | 0.3% | 99.4% | 47.6% |
| 100,000+ | 126 | 0.6% | 100.0% | 47.2% |
SBA 7(a) · FY2010–FY2026
Can an acquisition here be financed?
| Measure | Value |
|---|---|
| SBA acquisition loans on record | 456 |
| Median loan | $469,806 |
| Typical rate | 6.98% |
| Typical term | 187 months |
| Total approved | $391,962,000 |
| Charge-off rate, seasoned cohorts | 3.0% |
| Loans that reached an outcome | 168 |
| Rank among industries | 9th of 501 |
Take this away
| Format | What it is |
|---|---|
| download the document → | One self-contained file — no stylesheet, no fonts, no scripts. Works offline, prints, and carries a content hash anyone can verify at /verify without an account. |
| JSON → | The same figures as data, with every source and gap attached. |
65 of 100 rubric points evidenced
What this report can and cannot underwrite
| Dimension | Weight | Evidence | Predicts? | Source |
|---|---|---|---|---|
| O1 · Demand density and recurrence | 25 | evidenced | predictive · ρ +0.57 | US Census County Business Patterns |
| O2 · Payment evidence | 15 | partial | not backtested | USASpending.gov — US federal government work, public domain |
| O3 · Licence gate favourability | 15 | evidenced | not backtested | CareerOneStop / ARC, U.S. Department of Labor |
| O4 · Labour availability | 15 | evidenced | not backtested | BLS Occupational Employment and Wage Statistics, May 2024 |
| O5 · Incumbent weakness | 10 | no producer | not backtested | none |
| O6 · Margin structure | 10 | partial | not backtested | US Census Statistics of U.S. Businesses 2022 |
| O7 · Ceiling | 10 | evidenced | DESCRIPTIVE ONLY · ρ +0.05 | US Census Business Dynamics Statistics — public domain |
Every licensed occupation in this industry
| Occupation | Share here | Concentration | Jurisdictions |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | 15.72% | 17.5× | 49 of 56 |
| Secondary School Teachers, Except Special and Career/Technical Education | 12.03% | 17.4× | 49 of 56 |
| Middle School Teachers, Except Special and Career/Technical Education | 7.01% | 17.5× | 49 of 56 |
| Education Administrators, Kindergarten through Secondary | 3.55% | 17.2× | 36 of 56 |
| Substitute Teachers, Short-Term | 4.57% | 14.0× | 5 of 56 |
| Special Education Teachers, Kindergarten and Elementary School | 2.6% | 17.4× | 5 of 56 |
| Janitors and Cleaners, Except Maids and Housekeeping Cleaners | 3.65% | 2.6× | 8 of 56 |
What this report cannot tell you
| Gap |
|---|
| occupation mix for NAICS 611110 — the labour statistics carry no rows at this level, so everything about occupations here, including the defining occupation and its licence gate, is measured at NAICS 611100, a broader grouping. Establishment counts are for 611110 itself. |
| licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 49 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence. |
| bonding_required_usd — no producer, and not estimated |