Operate · the United States

Underwriting: Junior Colleges

What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.

— not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 611210
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
2th percentile of 287 industries

Where this industry stands

Net formation, 5yrPercentileReads asSignal strength
-3.91%2th of 287shrinking hardρ 0.57 across 4 backtested windows, 42.6pp decile separation
SBA 7(a) acquisition loans · FY2011–FY2026

Can you borrow to buy one

MeasureValue
Acquisition loans approved15
Median loan$620,625
Mean rate8.78%
Mean term96 months
Charged off—
414 firms · Census SUSB 2022

What firms here actually earn

Revenue band ($000)FirmsShareCumulativeLabour share of revenue
<100297.0%7.0%47.5%
100-4996615.9%22.9%61.7%
500-999419.9%32.9%33.4%
1,000-2,4995814.0%46.9%35.8%
2,500-4,9994711.4%58.2%36.9%
5,000-7,499256.0%64.3%33.4%
7,500-9,99992.2%66.4%34.7%
10,000-14,999266.3%72.7%34.5%
15,000-19,999174.1%76.8%30.2%
20,000-24,999143.4%80.2%36.8%
25,000-29,999153.6%83.8%32.7%
30,000-34,99971.7%85.5%30.9%
35,000-39,99971.7%87.2%29.7%
40,000-49,999112.7%89.9%33.4%
50,000-74,99992.2%92.0%37.0%
75,000-99,99961.4%93.5%35.4%
100,000+276.5%100.0%34.5%
SBA 7(a) · FY2011–FY2026

Can an acquisition here be financed?

MeasureValue
SBA acquisition loans on record15
Median loan$620,625
Typical rate8.78%
Typical term96 months
Total approved$11,275,000

Take this away

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65 of 100 rubric points evidenced

What this report can and cannot underwrite

DimensionWeightEvidencePredicts?Source
O1 · Demand density and recurrence25evidencedpredictive · ρ +0.57US Census County Business Patterns
O2 · Payment evidence15partialnot backtestedUSASpending.gov — US federal government work, public domain
O3 · Licence gate favourability15evidencednot backtestedCareerOneStop / ARC, U.S. Department of Labor
O4 · Labour availability15evidencednot backtestedBLS Occupational Employment and Wage Statistics, May 2024
O5 · Incumbent weakness10no producernot backtestednone
O6 · Margin structure10partialnot backtestedUS Census Statistics of U.S. Businesses 2022
O7 · Ceiling10evidencedDESCRIPTIVE ONLY · ρ +0.05US Census Business Dynamics Statistics — public domain

Every licensed occupation in this industry

OccupationShare hereConcentrationJurisdictions
Career/Technical Education Teachers, Postsecondary6.57%92.0×45 of 56
Educational, Guidance, and Career Counselors and Advisors4.22%19.2×41 of 56
Health Specialties Teachers, Postsecondary3.29%22.3×3 of 56
Education Administrators, Postsecondary4.06%35.8×1 of 56
Office Clerks, General3.5%2.0×1 of 56
Secretaries and Administrative Assistants, Except Legal, Medical, and Executive3.13%2.7×1 of 56

What this report cannot tell you

Gap
licence titles in this scope — none matched 'Postsecondary Teachers, All Other', though it is licensed in 45 jurisdictions nationally. The title differs locally, or the record is held municipally.
occupation mix for NAICS 611210 — the labour statistics carry no rows at this level, so everything about occupations here, including the defining occupation and its licence gate, is measured at NAICS 611200, a broader grouping. Establishment counts are for 611210 itself.
licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 45 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence.
bonding_required_usd — no producer, and not estimated