Operate · the United States
Underwriting: Cosmetology and Barber Schools
What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.
—
not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 611511
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
72th percentile of 287 industries
Where this industry stands
| Net formation, 5yr | Percentile | Reads as | Signal strength |
|---|---|---|---|
| +1.67% | 72th of 287 | forming faster than it is dying | ρ 0.57 across 4 backtested windows, 42.6pp decile separation |
SBA 7(a) acquisition loans · FY2010–FY2026
Can you borrow to buy one
| Measure | Value |
|---|---|
| Acquisition loans approved | 244 |
| Median loan | $177,829 |
| Mean rate | 7.32% |
| Mean term | 142 months |
| Charged off | 12.1% |
1,304 firms · Census SUSB 2022
What firms here actually earn
| Revenue band ($000) | Firms | Share | Cumulative | Labour share of revenue |
|---|---|---|---|---|
| <100 | 172 | 13.2% | 13.2% | 32.4% |
| 100-499 | 418 | 32.1% | 45.2% | 32.3% |
| 500-999 | 260 | 19.9% | 65.2% | 35.5% |
| 1,000-2,499 | 262 | 20.1% | 85.3% | 34.0% |
| 2,500-4,999 | 119 | 9.1% | 94.4% | 33.9% |
| 5,000-7,499 | 35 | 2.7% | 97.1% | 34.4% |
| 7,500-9,999 | 14 | 1.1% | 98.2% | 31.4% |
| 10,000-14,999 | 10 | 0.8% | 98.9% | 29.9% |
| 15,000-19,999 | 5 | 0.4% | 99.3% | 31.5% |
| 20,000-24,999 | 3 | 0.2% | 99.5% | 25.7% |
| 25,000-29,999 | 3 | 0.2% | 99.8% | 27.3% |
| 100,000+ | 3 | 0.2% | 100.0% | 31.9% |
SBA 7(a) · FY2010–FY2026
Can an acquisition here be financed?
| Measure | Value |
|---|---|
| SBA acquisition loans on record | 244 |
| Median loan | $177,829 |
| Typical rate | 7.32% |
| Typical term | 142 months |
| Total approved | $106,451,700 |
| Charge-off rate, seasoned cohorts | 12.1% |
| Loans that reached an outcome | 107 |
| Rank among industries | 92th of 501 |
Take this away
| Format | What it is |
|---|---|
| download the document → | One self-contained file — no stylesheet, no fonts, no scripts. Works offline, prints, and carries a content hash anyone can verify at /verify without an account. |
| JSON → | The same figures as data, with every source and gap attached. |
65 of 100 rubric points evidenced
What this report can and cannot underwrite
| Dimension | Weight | Evidence | Predicts? | Source |
|---|---|---|---|---|
| O1 · Demand density and recurrence | 25 | evidenced | predictive · ρ +0.57 | US Census County Business Patterns |
| O2 · Payment evidence | 15 | partial | not backtested | USASpending.gov — US federal government work, public domain |
| O3 · Licence gate favourability | 15 | evidenced | not backtested | CareerOneStop / ARC, U.S. Department of Labor |
| O4 · Labour availability | 15 | evidenced | not backtested | BLS Occupational Employment and Wage Statistics, May 2024 |
| O5 · Incumbent weakness | 10 | no producer | not backtested | none |
| O6 · Margin structure | 10 | partial | not backtested | US Census Statistics of U.S. Businesses 2022 |
| O7 · Ceiling | 10 | evidenced | DESCRIPTIVE ONLY · ρ +0.05 | US Census Business Dynamics Statistics — public domain |
Every licensed occupation in this industry
| Occupation | Share here | Concentration | Jurisdictions |
|---|---|---|---|
| Career/Technical Education Teachers, Postsecondary | 29.69% | 415.6× | 45 of 56 |
| Educational, Guidance, and Career Counselors and Advisors | 3.12% | 14.2× | 41 of 56 |
| Self-Enrichment Teachers | 2.92% | 14.2× | 25 of 56 |
| Commercial Pilots | 3.68% | 122.9× | 16 of 56 |
| Training and Development Specialists | 3.76% | 12.8× | 8 of 56 |
| Education Administrators, Postsecondary | 2.92% | 25.7× | 1 of 56 |
| Office Clerks, General | 3.31% | 1.9× | 1 of 56 |
| Secretaries and Administrative Assistants, Except Legal, Medical, and Executive | 2.92% | 2.5× | 1 of 56 |
What this report cannot tell you
| Gap |
|---|
| occupation mix for NAICS 611511 — the labour statistics carry no rows at this level, so everything about occupations here, including the defining occupation and its licence gate, is measured at NAICS 611500, a broader grouping. Establishment counts are for 611511 itself. |
| licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 45 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence. |
| bonding_required_usd — no producer, and not estimated |