Operate · the United States

Underwriting: Language Schools

What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.

— not scored

REWORK

PROVE

OPEN

NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.

IndustryNAICS 611630

Scopethe United States

RubricO1.0-20260804

Pricedfree — no account, no gate

79th percentile of 287 industries

Where this industry stands

Net formation, 5yr	Percentile	Reads as	Signal strength
+2.28%	79th of 287	forming faster than it is dying	ρ 0.57 across 4 backtested windows, 42.6pp decile separation

SBA 7(a) acquisition loans · FY2010–FY2026

Can you borrow to buy one

Measure	Value
Acquisition loans approved	53
Median loan	$437,300
Mean rate	7.23%
Mean term	131 months
Charged off	—

1,331 firms · Census SUSB 2022

What firms here actually earn

Revenue band ($000)	Firms	Share	Cumulative	Labour share of revenue
<100	422	31.7%	31.7%	43.5%
100-499	526	39.5%	71.2%	42.4%
500-999	165	12.4%	83.6%	39.7%
1,000-2,499	135	10.1%	93.8%	38.7%
2,500-4,999	42	3.2%	96.9%	39.0%
5,000-7,499	11	0.8%	97.7%	30.8%
7,500-9,999	8	0.6%	98.3%	45.8%
10,000-14,999	7	0.5%	98.9%	42.4%
15,000-19,999	5	0.4%	99.2%	41.3%
30,000-34,999	4	0.3%	99.5%	27.3%
100,000+	6	0.5%	100.0%	35.7%

SBA 7(a) · FY2010–FY2026

Can an acquisition here be financed?

Measure	Value
SBA acquisition loans on record	53
Median loan	$437,300
Typical rate	7.23%
Typical term	131 months
Total approved	$26,875,600

Take this away

Format	What it is
download the document →	One self-contained file — no stylesheet, no fonts, no scripts. Works offline, prints, and carries a content hash anyone can verify at /verify without an account.
JSON →	The same figures as data, with every source and gap attached.

65 of 100 rubric points evidenced

What this report can and cannot underwrite

Dimension	Weight	Evidence	Predicts?	Source
O1 · Demand density and recurrence	25	evidenced	predictive · ρ +0.57	US Census County Business Patterns
O2 · Payment evidence	15	partial	not backtested	USASpending.gov — US federal government work, public domain
O3 · Licence gate favourability	15	evidenced	not backtested	CareerOneStop / ARC, U.S. Department of Labor
O4 · Labour availability	15	evidenced	not backtested	BLS Occupational Employment and Wage Statistics, May 2024
O5 · Incumbent weakness	10	no producer	not backtested	none
O6 · Margin structure	10	partial	not backtested	US Census Statistics of U.S. Businesses 2022
O7 · Ceiling	10	evidenced	DESCRIPTIVE ONLY · ρ +0.05	US Census Business Dynamics Statistics — public domain

Every licensed occupation in this industry

Occupation	Share here	Concentration	Jurisdictions
Self-Enrichment Teachers	31.62%	154.2×	25 of 56
Coaches and Scouts	11.49%	68.0×	9 of 56
Teachers and Instructors, All Other	2.24%	28.0×	5 of 56
Tutors	12.27%	109.1×	4 of 56
Recreation Workers	1.8%	8.8×	1 of 56
General and Operations Managers	3.74%	1.5×	23 of 56
Office Clerks, General	3.04%	1.8×	1 of 56

What this report cannot tell you

Gap
licence titles in this scope — none matched 'Self-Enrichment Teachers', though it is licensed in 25 jurisdictions nationally. The title differs locally, or the record is held municipally.
occupation mix for NAICS 611630 — the labour statistics carry no rows at this level, so everything about occupations here, including the defining occupation and its licence gate, is measured at NAICS 611600, a broader grouping. Establishment counts are for 611630 itself.
licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 25 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence.
bonding_required_usd — no producer, and not estimated