Operate · the United States
Underwriting: Offices of Optometrists
What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.
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not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 621320
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
92th percentile of 287 industries
Where this industry stands
| Net formation, 5yr | Percentile | Reads as | Signal strength |
|---|---|---|---|
| +3.77% | 92th of 287 | forming much faster than it is dying | ρ 0.57 across 4 backtested windows, 42.6pp decile separation |
SBA 7(a) acquisition loans · FY2010–FY2026
Can you borrow to buy one
| Measure | Value |
|---|---|
| Acquisition loans approved | 1,481 |
| Median loan | $208,188 |
| Mean rate | 7.02% |
| Mean term | 147 months |
| Charged off | 2.7% |
18,708 firms · Census SUSB 2022
What firms here actually earn
| Revenue band ($000) | Firms | Share | Cumulative | Labour share of revenue |
|---|---|---|---|---|
| <100 | 1,485 | 7.9% | 7.9% | 42.3% |
| 100-499 | 6,930 | 37.0% | 45.0% | 33.2% |
| 500-999 | 4,998 | 26.7% | 71.7% | 32.8% |
| 1,000-2,499 | 3,967 | 21.2% | 92.9% | 33.6% |
| 2,500-4,999 | 883 | 4.7% | 97.6% | 34.1% |
| 5,000-7,499 | 180 | 1.0% | 98.6% | 34.7% |
| 7,500-9,999 | 79 | 0.4% | 99.0% | 33.7% |
| 10,000-14,999 | 55 | 0.3% | 99.3% | 32.5% |
| 15,000-19,999 | 20 | 0.1% | 99.4% | 30.6% |
| 20,000-24,999 | 19 | 0.1% | 99.5% | 38.8% |
| 25,000-29,999 | 7 | 0.0% | 99.5% | 38.0% |
| 30,000-34,999 | 4 | 0.0% | 99.6% | 29.2% |
| 35,000-39,999 | 7 | 0.0% | 99.6% | 30.9% |
| 40,000-49,999 | 8 | 0.0% | 99.6% | 39.0% |
| 50,000-74,999 | 11 | 0.1% | 99.7% | 38.2% |
| 75,000-99,999 | 12 | 0.1% | 99.8% | 35.6% |
| 100,000+ | 43 | 0.2% | 100.0% | 31.6% |
SBA 7(a) · FY2010–FY2026
Can an acquisition here be financed?
| Measure | Value |
|---|---|
| SBA acquisition loans on record | 1,481 |
| Median loan | $208,188 |
| Typical rate | 7.02% |
| Typical term | 147 months |
| Total approved | $662,697,200 |
| Charge-off rate, seasoned cohorts | 2.7% |
| Loans that reached an outcome | 782 |
| Rank among industries | 7th of 501 |
Take this away
| Format | What it is |
|---|---|
| download the document → | One self-contained file — no stylesheet, no fonts, no scripts. Works offline, prints, and carries a content hash anyone can verify at /verify without an account. |
| JSON → | The same figures as data, with every source and gap attached. |
65 of 100 rubric points evidenced
What this report can and cannot underwrite
| Dimension | Weight | Evidence | Predicts? | Source |
|---|---|---|---|---|
| O1 · Demand density and recurrence | 25 | evidenced | predictive · ρ +0.57 | US Census County Business Patterns |
| O2 · Payment evidence | 15 | partial | not backtested | USASpending.gov — US federal government work, public domain |
| O3 · Licence gate favourability | 15 | evidenced | not backtested | CareerOneStop / ARC, U.S. Department of Labor |
| O4 · Labour availability | 15 | evidenced | not backtested | BLS Occupational Employment and Wage Statistics, May 2024 |
| O5 · Incumbent weakness | 10 | no producer | not backtested | none |
| O6 · Margin structure | 10 | partial | not backtested | US Census Statistics of U.S. Businesses 2022 |
| O7 · Ceiling | 10 | evidenced | DESCRIPTIVE ONLY · ρ +0.05 | US Census Business Dynamics Statistics — public domain |
Every licensed occupation in this industry
| Occupation | Share here | Concentration | Jurisdictions |
|---|---|---|---|
| Optometrists | 16.77% | 476.8× | 51 of 56 |
| Medical Assistants | 7.34% | 13.7× | 32 of 56 |
| Opticians, Dispensing | 21.25% | 377.7× | 23 of 56 |
| Receptionists and Information Clerks | 9.6% | 13.9× | 1 of 56 |
| Medical Secretaries and Administrative Assistants | 7.53% | 13.3× | 1 of 56 |
| Office Clerks, General | 3.18% | 1.9× | 1 of 56 |
What this report cannot tell you
| Gap |
|---|
| licence titles in this scope — none matched 'Opticians, Dispensing', though it is licensed in 51 jurisdictions nationally. The title differs locally, or the record is held municipally. |
| licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 51 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence. |
| bonding_required_usd — no producer, and not estimated |