Operate · the United States

Underwriting: Medical Laboratories

What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.

— not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 621511
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
93th percentile of 287 industries

Where this industry stands

Net formation, 5yrPercentileReads asSignal strength
+4.05%93th of 287forming much faster than it is dyingρ 0.57 across 4 backtested windows, 42.6pp decile separation
SBA 7(a) acquisition loans · FY2010–FY2026

Can you borrow to buy one

MeasureValue
Acquisition loans approved379
Median loan$209,435
Mean rate7.24%
Mean term129 months
Charged off5.2%
4,470 firms · Census SUSB 2022

What firms here actually earn

Revenue band ($000)FirmsShareCumulativeLabour share of revenue
<10046810.5%10.5%106.2%
100-4991,15825.9%36.4%36.0%
500-99971215.9%52.3%37.2%
1,000-2,49979917.9%70.2%37.5%
2,500-4,9993968.9%79.0%33.3%
5,000-7,4991814.0%83.1%33.4%
7,500-9,999972.2%85.3%40.7%
10,000-14,9991212.7%88.0%33.8%
15,000-19,999721.6%89.6%31.4%
20,000-24,999481.1%90.6%33.3%
25,000-29,999380.9%91.5%30.1%
30,000-34,999260.6%92.1%29.2%
35,000-39,999320.7%92.8%31.3%
40,000-49,999380.9%93.6%31.5%
50,000-74,999511.1%94.8%25.9%
75,000-99,999180.4%95.2%27.0%
100,000+2154.8%100.0%31.6%
SBA 7(a) · FY2010–FY2026

Can an acquisition here be financed?

MeasureValue
SBA acquisition loans on record379
Median loan$209,435
Typical rate7.24%
Typical term129 months
Total approved$192,931,500
Charge-off rate, seasoned cohorts5.2%
Loans that reached an outcome174
Rank among industries31th of 501

Take this away

FormatWhat it is
download the document →One self-contained file — no stylesheet, no fonts, no scripts. Works offline, prints, and carries a content hash anyone can verify at /verify without an account.
JSON →The same figures as data, with every source and gap attached.
65 of 100 rubric points evidenced

What this report can and cannot underwrite

DimensionWeightEvidencePredicts?Source
O1 · Demand density and recurrence25evidencedpredictive · ρ +0.57US Census County Business Patterns
O2 · Payment evidence15partialnot backtestedUSASpending.gov — US federal government work, public domain
O3 · Licence gate favourability15evidencednot backtestedCareerOneStop / ARC, U.S. Department of Labor
O4 · Labour availability15evidencednot backtestedBLS Occupational Employment and Wage Statistics, May 2024
O5 · Incumbent weakness10no producernot backtestednone
O6 · Margin structure10partialnot backtestedUS Census Statistics of U.S. Businesses 2022
O7 · Ceiling10evidencedDESCRIPTIVE ONLY · ρ +0.05US Census Business Dynamics Statistics — public domain

Every licensed occupation in this industry

OccupationShare hereConcentrationJurisdictions
Radiologic Technologists and Technicians5.55%38.0×42 of 56
Medical Scientists, Except Epidemiologists2.82%24.6×7 of 56
Diagnostic Medical Sonographers3.04%53.9×6 of 56
Phlebotomists14.57%148.8×1 of 56
Couriers and Messengers5.35%117.0×1 of 56
Medical and Health Services Managers2.72%6.9×48 of 56
Medical Secretaries and Administrative Assistants3.83%6.8×1 of 56

What this report cannot tell you

Gap
licence titles in this scope — none matched 'Phlebotomists', though it is licensed in 42 jurisdictions nationally. The title differs locally, or the record is held municipally.
occupation mix for NAICS 621511 — the labour statistics carry no rows at this level, so everything about occupations here, including the defining occupation and its licence gate, is measured at NAICS 621500, a broader grouping. Establishment counts are for 621511 itself.
licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 42 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence.
bonding_required_usd — no producer, and not estimated