Operate · the United States

Underwriting: Residential Mental Health and Substance Abuse Facilities

What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.

— not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 623220
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
55th percentile of 287 industries

Where this industry stands

Net formation, 5yrPercentileReads asSignal strength
+0.56%55th of 287roughly in balanceρ 0.57 across 4 backtested windows, 42.6pp decile separation
SBA 7(a) acquisition loans · FY2010–FY2026

Can you borrow to buy one

MeasureValue
Acquisition loans approved206
Median loan$477,229
Mean rate6.97%
Mean term199 months
Charged off2.6%
4,626 firms · Census SUSB 2022

What firms here actually earn

Revenue band ($000)FirmsShareCumulativeLabour share of revenue
<1004279.2%9.2%230.0%
100-49992520.0%29.2%42.4%
500-99955912.1%41.3%43.5%
1,000-2,49972915.8%57.1%45.2%
2,500-4,99953811.6%68.7%42.4%
5,000-7,4992846.1%74.8%45.5%
7,500-9,9991874.0%78.9%44.0%
10,000-14,9992274.9%83.8%43.2%
15,000-19,9991393.0%86.8%44.7%
20,000-24,999901.9%88.7%44.6%
25,000-29,999691.5%90.2%45.8%
30,000-34,999631.4%91.6%46.0%
35,000-39,999410.9%92.5%52.4%
40,000-49,999681.5%93.9%44.4%
50,000-74,999962.1%96.0%46.5%
75,000-99,999451.0%97.0%47.1%
100,000+1393.0%100.0%43.5%
SBA 7(a) · FY2010–FY2026

Can an acquisition here be financed?

MeasureValue
SBA acquisition loans on record206
Median loan$477,229
Typical rate6.97%
Typical term199 months
Total approved$166,953,600
Charge-off rate, seasoned cohorts2.6%
Loans that reached an outcome77
Rank among industries7th of 501

Take this away

FormatWhat it is
download the document →One self-contained file — no stylesheet, no fonts, no scripts. Works offline, prints, and carries a content hash anyone can verify at /verify without an account.
JSON →The same figures as data, with every source and gap attached.
65 of 100 rubric points evidenced

What this report can and cannot underwrite

DimensionWeightEvidencePredicts?Source
O1 · Demand density and recurrence25evidencedpredictive · ρ +0.57US Census County Business Patterns
O2 · Payment evidence15partialnot backtestedUSASpending.gov — US federal government work, public domain
O3 · Licence gate favourability15evidencednot backtestedCareerOneStop / ARC, U.S. Department of Labor
O4 · Labour availability15evidencednot backtestedBLS Occupational Employment and Wage Statistics, May 2024
O5 · Incumbent weakness10no producernot backtestednone
O6 · Margin structure10partialnot backtestedUS Census Statistics of U.S. Businesses 2022
O7 · Ceiling10evidencedDESCRIPTIVE ONLY · ρ +0.05US Census Business Dynamics Statistics — public domain

Every licensed occupation in this industry

OccupationShare hereConcentrationJurisdictions
Mental Health and Substance Abuse Social Workers4.08%41.1×45 of 56
Substance Abuse, Behavioral Disorder, and Mental Health Counselors15.56%43.8×10 of 56
Social and Human Service Assistants7.78%25.9×7 of 56
Psychiatric Technicians4.68%43.7×6 of 56
Social and Community Service Managers2.64%19.0×2 of 56
Residential Advisors3.74%62.6×1 of 56
Registered Nurses4.69%2.1×50 of 56
Licensed Practical and Licensed Vocational Nurses2.56%6.0×50 of 56

What this report cannot tell you

Gap
licence titles in this scope — none matched 'Substance Abuse, Behavioral Disorder, and Mental Health Counselors', though it is licensed in 45 jurisdictions nationally. The title differs locally, or the record is held municipally.
licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 45 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence.
bonding_required_usd — no producer, and not estimated