Operate · the United States

Underwriting: Temporary Shelters

What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.

— not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 624221
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
73th percentile of 287 industries

Where this industry stands

Net formation, 5yrPercentileReads asSignal strength
+1.71%73th of 287forming faster than it is dyingρ 0.57 across 4 backtested windows, 42.6pp decile separation
SBA 7(a) acquisition loans · FY2013–FY2021

Can you borrow to buy one

MeasureValue
Acquisition loans approved4
Median loan$1,770,000
Mean rate5.58%
Mean term150 months
Charged off—
3,646 firms · Census SUSB 2022

What firms here actually earn

Revenue band ($000)FirmsShareCumulativeLabour share of revenue
<1003349.2%9.2%49.4%
100-49984023.0%32.2%45.9%
500-99955615.2%47.4%45.4%
1,000-2,49970819.4%66.9%43.9%
2,500-4,99947713.1%80.0%43.2%
5,000-7,4991774.9%84.8%42.2%
7,500-9,999942.6%87.4%40.5%
10,000-14,9991153.2%90.5%38.3%
15,000-19,999752.1%92.6%32.0%
20,000-24,999471.3%93.9%36.4%
25,000-29,999240.7%94.5%35.8%
30,000-34,999320.9%95.4%45.9%
35,000-39,999170.5%95.9%28.9%
40,000-49,999250.7%96.6%41.3%
50,000-74,999431.2%97.8%30.9%
75,000-99,999280.8%98.5%28.0%
100,000+541.5%100.0%36.1%
SBA 7(a) · FY2013–FY2021

Can an acquisition here be financed?

MeasureValue
SBA acquisition loans on record4
Median loan$1,770,000
Typical rate5.58%
Typical term150 months
Total approved$5,360,000

Take this away

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JSON →The same figures as data, with every source and gap attached.
65 of 100 rubric points evidenced

What this report can and cannot underwrite

DimensionWeightEvidencePredicts?Source
O1 · Demand density and recurrence25evidencedpredictive · ρ +0.57US Census County Business Patterns
O2 · Payment evidence15partialnot backtestedUSASpending.gov — US federal government work, public domain
O3 · Licence gate favourability15evidencednot backtestedCareerOneStop / ARC, U.S. Department of Labor
O4 · Labour availability15evidencednot backtestedBLS Occupational Employment and Wage Statistics, May 2024
O5 · Incumbent weakness10no producernot backtestednone
O6 · Margin structure10partialnot backtestedUS Census Statistics of U.S. Businesses 2022
O7 · Ceiling10evidencedDESCRIPTIVE ONLY · ρ +0.05US Census Business Dynamics Statistics — public domain

Every licensed occupation in this industry

OccupationShare hereConcentrationJurisdictions
Child, Family, and School Social Workers5.41%21.3×37 of 56
Social and Human Service Assistants15.87%52.7×7 of 56
Social and Community Service Managers5.56%40.0×2 of 56
Residential Advisors5.35%89.6×1 of 56
Community and Social Service Specialists, All Other2.41%32.8×1 of 56
General and Operations Managers3.58%1.5×23 of 56
Light Truck Drivers2.51%3.9×9 of 56
Maintenance and Repair Workers, General2.18%2.4×4 of 56

What this report cannot tell you

Gap
licence titles in this scope — none matched 'Social and Human Service Assistants', though it is licensed in 37 jurisdictions nationally. The title differs locally, or the record is held municipally.
occupation mix for NAICS 624221 — the labour statistics carry no rows at this level, so everything about occupations here, including the defining occupation and its licence gate, is measured at NAICS 624200, a broader grouping. Establishment counts are for 624221 itself.
licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 37 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence.
bonding_required_usd — no producer, and not estimated