Operate · the United States
Underwriting: Emergency and Other Relief Services
What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.
—
not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 624230
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
73th percentile of 287 industries
Where this industry stands
| Net formation, 5yr | Percentile | Reads as | Signal strength |
|---|---|---|---|
| +1.71% | 73th of 287 | forming faster than it is dying | ρ 0.57 across 4 backtested windows, 42.6pp decile separation |
SBA 7(a) acquisition loans · FY2012–FY2025
Can you borrow to buy one
| Measure | Value |
|---|---|
| Acquisition loans approved | 28 |
| Median loan | $722,917 |
| Mean rate | 7.34% |
| Mean term | 118 months |
| Charged off | — |
840 firms · Census SUSB 2022
What firms here actually earn
| Revenue band ($000) | Firms | Share | Cumulative | Labour share of revenue |
|---|---|---|---|---|
| <100 | 130 | 15.5% | 15.5% | 58.7% |
| 100-499 | 261 | 31.1% | 46.5% | 34.6% |
| 500-999 | 119 | 14.2% | 60.7% | 27.0% |
| 1,000-2,499 | 120 | 14.3% | 75.0% | 26.2% |
| 2,500-4,999 | 54 | 6.4% | 81.4% | 24.6% |
| 5,000-7,499 | 24 | 2.9% | 84.3% | 25.4% |
| 7,500-9,999 | 14 | 1.7% | 86.0% | 27.7% |
| 10,000-14,999 | 22 | 2.6% | 88.6% | 24.8% |
| 15,000-19,999 | 9 | 1.1% | 89.6% | 22.1% |
| 20,000-24,999 | 4 | 0.5% | 90.1% | 28.6% |
| 25,000-29,999 | 5 | 0.6% | 90.7% | 21.9% |
| 30,000-34,999 | 5 | 0.6% | 91.3% | 12.7% |
| 35,000-39,999 | 6 | 0.7% | 92.0% | 16.0% |
| 40,000-49,999 | 5 | 0.6% | 92.6% | 11.9% |
| 50,000-74,999 | 15 | 1.8% | 94.4% | 19.9% |
| 75,000-99,999 | 6 | 0.7% | 95.1% | 11.7% |
| 100,000+ | 41 | 4.9% | 100.0% | 11.7% |
SBA 7(a) · FY2012–FY2025
Can an acquisition here be financed?
| Measure | Value |
|---|---|
| SBA acquisition loans on record | 28 |
| Median loan | $722,917 |
| Typical rate | 7.34% |
| Typical term | 118 months |
| Total approved | $12,622,000 |
Take this away
| Format | What it is |
|---|---|
| download the document → | One self-contained file — no stylesheet, no fonts, no scripts. Works offline, prints, and carries a content hash anyone can verify at /verify without an account. |
| JSON → | The same figures as data, with every source and gap attached. |
65 of 100 rubric points evidenced
What this report can and cannot underwrite
| Dimension | Weight | Evidence | Predicts? | Source |
|---|---|---|---|---|
| O1 · Demand density and recurrence | 25 | evidenced | predictive · ρ +0.57 | US Census County Business Patterns |
| O2 · Payment evidence | 15 | partial | not backtested | USASpending.gov — US federal government work, public domain |
| O3 · Licence gate favourability | 15 | evidenced | not backtested | CareerOneStop / ARC, U.S. Department of Labor |
| O4 · Labour availability | 15 | evidenced | not backtested | BLS Occupational Employment and Wage Statistics, May 2024 |
| O5 · Incumbent weakness | 10 | no producer | not backtested | none |
| O6 · Margin structure | 10 | partial | not backtested | US Census Statistics of U.S. Businesses 2022 |
| O7 · Ceiling | 10 | evidenced | DESCRIPTIVE ONLY · ρ +0.05 | US Census Business Dynamics Statistics — public domain |
Every licensed occupation in this industry
| Occupation | Share here | Concentration | Jurisdictions |
|---|---|---|---|
| Child, Family, and School Social Workers | 5.41% | 21.3× | 37 of 56 |
| Social and Human Service Assistants | 15.87% | 52.7× | 7 of 56 |
| Social and Community Service Managers | 5.56% | 40.0× | 2 of 56 |
| Residential Advisors | 5.35% | 89.6× | 1 of 56 |
| Community and Social Service Specialists, All Other | 2.41% | 32.8× | 1 of 56 |
| General and Operations Managers | 3.58% | 1.5× | 23 of 56 |
| Light Truck Drivers | 2.51% | 3.9× | 9 of 56 |
| Maintenance and Repair Workers, General | 2.18% | 2.4× | 4 of 56 |
What this report cannot tell you
| Gap |
|---|
| licence titles in this scope — none matched 'Social and Human Service Assistants', though it is licensed in 37 jurisdictions nationally. The title differs locally, or the record is held municipally. |
| occupation mix for NAICS 624230 — the labour statistics carry no rows at this level, so everything about occupations here, including the defining occupation and its licence gate, is measured at NAICS 624200, a broader grouping. Establishment counts are for 624230 itself. |
| licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 37 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence. |
| bonding_required_usd — no producer, and not estimated |