Operate · the United States
Underwriting: Fitness and Recreational Sports Centers
What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.
—
not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 713940
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
73th percentile of 287 industries
Where this industry stands
| Net formation, 5yr | Percentile | Reads as | Signal strength |
|---|---|---|---|
| +1.71% | 73th of 287 | forming faster than it is dying | ρ 0.57 across 4 backtested windows, 42.6pp decile separation |
SBA 7(a) acquisition loans · FY2010–FY2026
Can you borrow to buy one
| Measure | Value |
|---|---|
| Acquisition loans approved | 3,735 |
| Median loan | $143,382 |
| Mean rate | 7.33% |
| Mean term | 129 months |
| Charged off | 10.3% |
33,232 firms · Census SUSB 2022
What firms here actually earn
| Revenue band ($000) | Firms | Share | Cumulative | Labour share of revenue |
|---|---|---|---|---|
| <100 | 7,160 | 21.5% | 21.5% | 35.9% |
| 100-499 | 15,292 | 46.0% | 67.6% | 31.9% |
| 500-999 | 5,198 | 15.6% | 83.2% | 33.0% |
| 1,000-2,499 | 3,557 | 10.7% | 93.9% | 31.0% |
| 2,500-4,999 | 1,036 | 3.1% | 97.0% | 34.4% |
| 5,000-7,499 | 292 | 0.9% | 97.9% | 36.6% |
| 7,500-9,999 | 141 | 0.4% | 98.3% | 36.4% |
| 10,000-14,999 | 150 | 0.5% | 98.8% | 37.4% |
| 15,000-19,999 | 79 | 0.2% | 99.0% | 36.2% |
| 20,000-24,999 | 34 | 0.1% | 99.1% | 39.1% |
| 25,000-29,999 | 32 | 0.1% | 99.2% | 38.6% |
| 30,000-34,999 | 14 | 0.0% | 99.3% | 37.0% |
| 35,000-39,999 | 24 | 0.1% | 99.3% | 32.7% |
| 40,000-49,999 | 30 | 0.1% | 99.4% | 37.8% |
| 50,000-74,999 | 35 | 0.1% | 99.5% | 33.5% |
| 75,000-99,999 | 23 | 0.1% | 99.6% | 38.9% |
| 100,000+ | 135 | 0.4% | 100.0% | 27.1% |
SBA 7(a) · FY2010–FY2026
Can an acquisition here be financed?
| Measure | Value |
|---|---|
| SBA acquisition loans on record | 3,735 |
| Median loan | $143,382 |
| Typical rate | 7.33% |
| Typical term | 129 months |
| Total approved | $1,493,602,800 |
| Charge-off rate, seasoned cohorts | 10.3% |
| Loans that reached an outcome | 1,432 |
| Rank among industries | 85th of 501 |
Take this away
| Format | What it is |
|---|---|
| download the document → | One self-contained file — no stylesheet, no fonts, no scripts. Works offline, prints, and carries a content hash anyone can verify at /verify without an account. |
| JSON → | The same figures as data, with every source and gap attached. |
65 of 100 rubric points evidenced
What this report can and cannot underwrite
| Dimension | Weight | Evidence | Predicts? | Source |
|---|---|---|---|---|
| O1 · Demand density and recurrence | 25 | evidenced | predictive · ρ +0.57 | US Census County Business Patterns |
| O2 · Payment evidence | 15 | partial | not backtested | USASpending.gov — US federal government work, public domain |
| O3 · Licence gate favourability | 15 | evidenced | not backtested | CareerOneStop / ARC, U.S. Department of Labor |
| O4 · Labour availability | 15 | evidenced | not backtested | BLS Occupational Employment and Wage Statistics, May 2024 |
| O5 · Incumbent weakness | 10 | no producer | not backtested | none |
| O6 · Margin structure | 10 | partial | not backtested | US Census Statistics of U.S. Businesses 2022 |
| O7 · Ceiling | 10 | evidenced | DESCRIPTIVE ONLY · ρ +0.05 | US Census Business Dynamics Statistics — public domain |
Every licensed occupation in this industry
| Occupation | Share here | Concentration | Jurisdictions |
|---|---|---|---|
| Coaches and Scouts | 3.77% | 22.3× | 9 of 56 |
| Amusement and Recreation Attendants | 8.06% | 31.3× | 7 of 56 |
| Childcare Workers | 4.39% | 12.7× | 5 of 56 |
| Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers | 4.71% | 47.3× | 3 of 56 |
| Receptionists and Information Clerks | 8.11% | 11.8× | 1 of 56 |
| General and Operations Managers | 3.29% | 1.3× | 23 of 56 |
What this report cannot tell you
| Gap |
|---|
| licence titles in this scope — none matched 'Exercise Trainers and Group Fitness Instructors', though it is licensed in 9 jurisdictions nationally. The title differs locally, or the record is held municipally. |
| licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 9 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence. |
| bonding_required_usd — no producer, and not estimated |