Operate · the United States

Underwriting: Grantmaking Foundations

What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.

— not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 813211
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
70th percentile of 287 industries

Where this industry stands

Net formation, 5yrPercentileReads asSignal strength
+1.48%70th of 287forming faster than it is dyingρ 0.57 across 4 backtested windows, 42.6pp decile separation
SBA 7(a) acquisition loans · FY2019–FY2019

Can you borrow to buy one

MeasureValue
Acquisition loans approved1
Median loan$15,000
Mean rate10.0%
Mean term120 months
Charged off—
12,305 firms · Census SUSB 2022

What firms here actually earn

Revenue band ($000)FirmsShareCumulativeLabour share of revenue
<1001,23310.0%10.0%45.9%
100-4993,65529.7%39.7%26.6%
500-9991,94215.8%55.5%21.8%
1,000-2,4992,20317.9%73.4%17.8%
2,500-4,9991,2099.8%83.2%15.3%
5,000-7,4994874.0%87.2%12.0%
7,500-9,9992732.2%89.4%13.6%
10,000-14,9993192.6%92.0%10.6%
15,000-19,9991671.4%93.4%10.0%
20,000-24,9991090.9%94.2%10.6%
25,000-29,999720.6%94.8%10.0%
30,000-34,999620.5%95.3%11.0%
35,000-39,999400.3%95.7%7.7%
40,000-49,999860.7%96.4%9.2%
50,000-74,9991271.0%97.4%9.2%
75,000-99,999490.4%97.8%6.2%
100,000+2722.2%100.0%4.3%
SBA 7(a) · FY2019–FY2019

Can an acquisition here be financed?

MeasureValue
SBA acquisition loans on record1
Median loan$15,000
Typical rate10.0%
Typical term120 months
Total approved$15,000

Take this away

FormatWhat it is
download the document →One self-contained file — no stylesheet, no fonts, no scripts. Works offline, prints, and carries a content hash anyone can verify at /verify without an account.
JSON →The same figures as data, with every source and gap attached.
65 of 100 rubric points evidenced

What this report can and cannot underwrite

DimensionWeightEvidencePredicts?Source
O1 · Demand density and recurrence25evidencedpredictive · ρ +0.57US Census County Business Patterns
O2 · Payment evidence15partialnot backtestedUSASpending.gov — US federal government work, public domain
O3 · Licence gate favourability15evidencednot backtestedCareerOneStop / ARC, U.S. Department of Labor
O4 · Labour availability15evidencednot backtestedBLS Occupational Employment and Wage Statistics, May 2024
O5 · Incumbent weakness10no producernot backtestednone
O6 · Margin structure10partialnot backtestedUS Census Statistics of U.S. Businesses 2022
O7 · Ceiling10evidencedDESCRIPTIVE ONLY · ρ +0.05US Census Business Dynamics Statistics — public domain

Every licensed occupation in this industry

OccupationShare hereConcentrationJurisdictions
Fundraisers10.1%154.9×10 of 56
Public Relations Specialists3.97%21.4×10 of 56
Accountants and Auditors3.35%3.5×49 of 56
General and Operations Managers9.1%3.7×23 of 56
Business Operations Specialists, All Other5.66%7.5×6 of 56
Secretaries and Administrative Assistants, Except Legal, Medical, and Executive4.05%3.4×1 of 56
Office Clerks, General3.72%2.2×1 of 56

What this report cannot tell you

Gap
occupation mix for NAICS 813211 — the labour statistics carry no rows at this level, so everything about occupations here, including the defining occupation and its licence gate, is measured at NAICS 813200, a broader grouping. Establishment counts are for 813211 itself.
licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 10 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence.
bonding_required_usd — no producer, and not estimated