Operate · the United States

Underwriting: Human Rights Organizations

What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.

— not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 813311
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
84th percentile of 287 industries

Where this industry stands

Net formation, 5yrPercentileReads asSignal strength
+2.79%84th of 287forming much faster than it is dyingρ 0.57 across 4 backtested windows, 42.6pp decile separation
SBA 7(a) acquisition loans · FY2021–FY2021

Can you borrow to buy one

MeasureValue
Acquisition loans approved1
Median loan$1,323,200
Mean rate5.25%
Mean term132 months
Charged off—
3,416 firms · Census SUSB 2022

What firms here actually earn

Revenue band ($000)FirmsShareCumulativeLabour share of revenue
<10049914.6%14.6%39.4%
100-4991,20135.2%49.8%42.0%
500-99957316.8%66.5%38.7%
1,000-2,49957416.8%83.3%38.8%
2,500-4,9992697.9%91.2%36.0%
5,000-7,499862.5%93.7%36.4%
7,500-9,999361.1%94.8%32.8%
10,000-14,999541.6%96.4%32.4%
15,000-19,999210.6%97.0%31.5%
20,000-24,999240.7%97.7%31.4%
25,000-29,999120.4%98.0%27.4%
30,000-34,99960.2%98.2%46.5%
35,000-39,99990.3%98.5%12.3%
40,000-49,99990.3%98.7%39.2%
50,000-74,99990.3%99.0%22.0%
75,000-99,99970.2%99.2%23.2%
100,000+270.8%100.0%14.5%
SBA 7(a) · FY2021–FY2021

Can an acquisition here be financed?

MeasureValue
SBA acquisition loans on record1
Median loan$1,323,200
Typical rate5.25%
Typical term132 months
Total approved$1,323,200

Take this away

FormatWhat it is
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JSON →The same figures as data, with every source and gap attached.
65 of 100 rubric points evidenced

What this report can and cannot underwrite

DimensionWeightEvidencePredicts?Source
O1 · Demand density and recurrence25evidencedpredictive · ρ +0.57US Census County Business Patterns
O2 · Payment evidence15partialnot backtestedUSASpending.gov — US federal government work, public domain
O3 · Licence gate favourability15evidencednot backtestedCareerOneStop / ARC, U.S. Department of Labor
O4 · Labour availability15evidencednot backtestedBLS Occupational Employment and Wage Statistics, May 2024
O5 · Incumbent weakness10no producernot backtestednone
O6 · Margin structure10partialnot backtestedUS Census Statistics of U.S. Businesses 2022
O7 · Ceiling10evidencedDESCRIPTIVE ONLY · ρ +0.05US Census Business Dynamics Statistics — public domain

Every licensed occupation in this industry

OccupationShare hereConcentrationJurisdictions
Animal Caretakers4.1%21.6×18 of 56
Public Relations Specialists4.49%24.2×10 of 56
Fundraisers3.19%48.9×10 of 56
Social and Human Service Assistants7.3%24.3×7 of 56
Social and Community Service Managers3.63%26.1×2 of 56
Community and Social Service Specialists, All Other3.06%41.6×1 of 56
General and Operations Managers8.0%3.3×23 of 56
Business Operations Specialists, All Other3.4%4.5×6 of 56

What this report cannot tell you

Gap
licence titles in this scope — none matched 'Social and Human Service Assistants', though it is licensed in 18 jurisdictions nationally. The title differs locally, or the record is held municipally.
occupation mix for NAICS 813311 — the labour statistics carry no rows at this level, so everything about occupations here, including the defining occupation and its licence gate, is measured at NAICS 813300, a broader grouping. Establishment counts are for 813311 itself.
licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 18 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence.
bonding_required_usd — no producer, and not estimated