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Where is it easiest to open: Commercial Banking
51 states, side by side. Operator counts and wages from Census and BLS; licence records matched on “SOC 13-2072” (soc) for Loan Officers. A blank gate means NO RECORD MATCHED, which is not the same as no licence.
| State | Operators | Avg staff | Pay / employee | Gate | Licence titles matched |
|---|---|---|---|---|---|
| CA | 7,353 | 17.6 | $126,892 | licence | California Finance Lender Law; California Residential Mortgage Lendin |
| TX | 6,477 | 23.1 | $101,419 | licence | Title Escrow Officer |
| FL | 4,885 | 19.8 | $97,023 | licence | Loan Originators; Title Loan Lender |
| NY | 4,087 | 31.5 | $185,556 | exam | Mortgage Loan Originator |
| IL | 3,834 | 19.9 | $116,791 | licence | LOAN BROKERS; OWNER OF CREDIT SERVICES ORGANIZATION |
| PA | 3,427 | 15.8 | $97,009 | not matched | — |
| OH | 3,228 | 23.6 | $95,187 | not matched | — |
| NC | 2,482 | 35.3 | $125,823 | exam | Check Cashing License; Check Cashing Privilege |
| GA | 2,414 | 17.0 | $105,556 | not matched | — |
| VA | 2,240 | 15.1 | $85,168 | not matched | — |
| MO | 2,217 | 20.3 | $82,465 | not matched | — |
| NJ | 2,202 | 24.4 | $132,908 | licence | MORTGAGE BANKER AND BROKER |
| TN | 2,184 | 13.6 | $88,601 | not matched | — |
| MI | 2,134 | 14.4 | $86,210 | licence | Loan Originator, Mortgage |
| IN | 1,776 | 12.8 | $80,217 | not matched | — |
| WA | 1,688 | 13.0 | $101,152 | exam | Escrow Agent, Officer; Loan Originator |
| WI | 1,682 | 15.7 | $87,717 | exam | MORTGAGE BANKER; MORTGAGE BROKER |
| MN | 1,649 | 27.6 | $105,563 | licence | Accelerated Mortgage Payment Provider; Mortgage Loan Originator License |
| KY | 1,557 | 14.1 | $66,136 | exam | Mortgage Individuals (Loan Officers, M; Specialty Credit Producer and Managing |
| AL | 1,550 | 18.3 | $88,428 | not matched | — |
| CO | 1,476 | 14.5 | $98,117 | exam | Mortgage Broker; Mortgage Loan Originator |
| MA | 1,418 | 22.2 | $152,706 | not matched | — |
| IA | 1,413 | 26.6 | $77,897 | licence | Mortgage Banker/Broker License/Mortgag |
| AR | 1,396 | 13.5 | $78,030 | licence | Loan Officer; Mortgage Broker, Mortgage Banker, Mort |
| MD | 1,389 | 12.8 | $92,510 | not matched | — |
| LA | 1,359 | 14.4 | $65,503 | not matched | — |
| KS | 1,331 | 12.5 | $71,638 | exam | Loan Originator |
| SC | 1,309 | 15.2 | $81,737 | not matched | — |
| OK | 1,242 | 16.8 | $76,383 | licence | Mortgage Loan Originators |
| AZ | 1,172 | 35.7 | $86,052 | licence | Advance Fee Loan Broker; Commercial Mortgage Banker |
| MS | 1,168 | 12.9 | $75,731 | not matched | — |
| NE | 989 | 18.5 | $79,779 | licence | Credit Union Loan Officer; Mortgage Loan Originator |
| OR | 898 | 15.3 | $79,710 | licence | Escrow Agents; Loan Originators |
| CT | 844 | 14.1 | $130,436 | not matched | — |
| WV | 596 | 12.9 | $64,839 | not matched | — |
| UT | 588 | 25.0 | $103,245 | licence | RESIDENTIAL MORTGAGE LENDER |
| NV | 494 | 19.6 | $74,997 | not matched | — |
| ID | 492 | 14.2 | $70,808 | exam | Loan Originator Licensees; Mortgage Licensees |
| SD | 418 | 23.5 | $80,325 | not matched | — |
| NM | 414 | 11.2 | $61,849 | exam | Licensed Mortgage Loan Companies; Mortgage Loan Originators |
| ND | 383 | 17.7 | $80,236 | not matched | — |
| MT | 379 | 16.3 | $74,707 | licence | Loan Originators; Mortgage Brokers |
| NH | 309 | 10.8 | $95,567 | not matched | — |
| RI | 303 | 27.1 | $101,336 | not matched | — |
| ME | 295 | 16.9 | $93,027 | not matched | — |
| DE | 278 | 80.9 | $121,642 | licence | Loan Officers and Counselors |
| DC | 256 | 14.4 | $165,299 | not matched | — |
| WY | 219 | 12.0 | $82,119 | exam | MORTGAGE LOAN ORIGINATORS |
| VT | 207 | 9.6 | $74,990 | not matched | — |
| HI | 201 | 26.4 | $88,278 | not matched | — |
| AK | 109 | 14.8 | $80,441 | licence | Mortgage Brokers, Mortgage Lenders and |
Axes are shown side by side and deliberately NOT collapsed into a ranking. A composite would be a score with no measured interval, and an unmeasured score is the thing this product exists to argue against. A high licence gate is a cost to enter and a moat once cleared — which of those matters more is the operator's call, not ours.
Licence data courtesy of CareerOneStop, sponsored by the U.S. Department of Labor. Free to read, no account, always — a condition of the data licence as well as our own position.