Tool · free, no account
Where is it easiest to open: Credit Card Issuing
23 states, side by side. Operator counts and wages from Census and BLS; licence records matched on “SOC 13-2072” (soc) for Loan Officers. A blank gate means NO RECORD MATCHED, which is not the same as no licence.
| State | Operators | Avg staff | Pay / employee | Gate | Licence titles matched |
|---|---|---|---|---|---|
| FL | 53 | 68.8 | $82,938 | licence | Loan Originators; Title Loan Lender |
| CA | 34 | 19.9 | $140,272 | licence | California Finance Lender Law; California Residential Mortgage Lendin |
| TX | 27 | 59.0 | $116,440 | licence | Title Escrow Officer |
| AZ | 25 | 80.6 | $79,078 | licence | Advance Fee Loan Broker; Commercial Mortgage Banker |
| NY | 22 | 590.9 | $163,348 | exam | Mortgage Loan Originator |
| NC | 20 | 86.3 | $91,727 | exam | Check Cashing License; Check Cashing Privilege |
| GA | 19 | 103.0 | $139,450 | not matched | — |
| MD | 19 | 84.8 | $119,403 | not matched | — |
| DE | 18 | 191.5 | $131,650 | licence | Loan Officers and Counselors |
| IL | 15 | 84.2 | $141,010 | licence | LOAN BROKERS; OWNER OF CREDIT SERVICES ORGANIZATION |
| SC | 11 | 44.5 | $113,521 | not matched | — |
| TN | 8 | 17.9 | $47,867 | not matched | — |
| UT | 8 | 262.1 | $163,216 | licence | RESIDENTIAL MORTGAGE LENDER |
| NV | 7 | 118.9 | $10,444 | not matched | — |
| VA | 7 | 60.3 | $1,849,464 | not matched | — |
| DC | 7 | 20.6 | $116,854 | not matched | — |
| NJ | 6 | 2.0 | $106,917 | licence | MORTGAGE BANKER AND BROKER |
| CO | 6 | 242.7 | $107,160 | exam | Mortgage Broker; Mortgage Loan Originator |
| WA | 5 | 3.4 | $122,000 | exam | Escrow Agent, Officer; Loan Originator |
| MA | 3 | 85.7 | $260,817 | not matched | — |
| KS | 3 | 150.7 | $67,597 | exam | Loan Originator |
| AL | 3 | 39.0 | $77,385 | not matched | — |
| PA | 3 | 17.7 | $146,113 | not matched | — |
Axes are shown side by side and deliberately NOT collapsed into a ranking. A composite would be a score with no measured interval, and an unmeasured score is the thing this product exists to argue against. A high licence gate is a cost to enter and a moat once cleared — which of those matters more is the operator's call, not ours.
Licence data courtesy of CareerOneStop, sponsored by the U.S. Department of Labor. Free to read, no account, always — a condition of the data licence as well as our own position.