Tool · free, no account
Where is it easiest to open: Financial Transactions Processing, Reserve, and Clearinghouse Activities
51 states, side by side. Operator counts and wages from Census and BLS; licence records matched on “SOC 13-2072” (soc) for Loan Officers. A blank gate means NO RECORD MATCHED, which is not the same as no licence.
| State | Operators | Avg staff | Pay / employee | Gate | Licence titles matched |
|---|---|---|---|---|---|
| CA | 646 | 56.4 | $191,500 | licence | California Finance Lender Law; California Residential Mortgage Lendin |
| NY | 463 | 19.2 | $208,128 | exam | Mortgage Loan Originator |
| FL | 443 | 22.9 | $119,488 | licence | Loan Originators; Title Loan Lender |
| TX | 327 | 61.0 | $114,840 | licence | Title Escrow Officer |
| GA | 195 | 70.8 | $110,192 | not matched | — |
| NJ | 141 | 12.3 | $132,191 | licence | MORTGAGE BANKER AND BROKER |
| IL | 141 | 42.7 | $144,172 | licence | LOAN BROKERS; OWNER OF CREDIT SERVICES ORGANIZATION |
| AZ | 120 | 71.4 | $98,483 | licence | Advance Fee Loan Broker; Commercial Mortgage Banker |
| PA | 114 | 45.1 | $120,775 | not matched | — |
| CO | 113 | 31.9 | $170,363 | exam | Mortgage Broker; Mortgage Loan Originator |
| MA | 91 | 8.5 | $126,142 | not matched | — |
| WA | 87 | 32.3 | $197,452 | exam | Escrow Agent, Officer; Loan Originator |
| OH | 86 | 74.0 | $62,543 | not matched | — |
| NC | 83 | 30.7 | $132,778 | exam | Check Cashing License; Check Cashing Privilege |
| UT | 82 | 85.1 | $75,111 | licence | RESIDENTIAL MORTGAGE LENDER |
| NV | 81 | 49.5 | $93,322 | not matched | — |
| MI | 78 | 20.6 | $108,155 | licence | Loan Originator, Mortgage |
| TN | 73 | 51.2 | $91,774 | not matched | — |
| MN | 67 | 20.4 | $108,960 | licence | Accelerated Mortgage Payment Provider; Mortgage Loan Originator License |
| MD | 64 | 42.1 | $101,871 | not matched | — |
| VA | 54 | 57.0 | $127,192 | not matched | — |
| DE | 50 | 26.4 | $101,112 | licence | Loan Officers and Counselors |
| MO | 45 | 120.5 | $162,203 | not matched | — |
| NE | 45 | 149.4 | $91,079 | licence | Credit Union Loan Officer; Mortgage Loan Originator |
| IN | 44 | 14.0 | $135,070 | not matched | — |
| CT | 44 | 11.8 | $114,885 | not matched | — |
| OR | 41 | 14.8 | $139,337 | licence | Escrow Agents; Loan Originators |
| WI | 39 | 27.9 | $79,650 | exam | MORTGAGE BANKER; MORTGAGE BROKER |
| LA | 36 | 5.3 | $87,063 | not matched | — |
| KY | 28 | 30.1 | $83,847 | exam | Mortgage Individuals (Loan Officers, M; Specialty Credit Producer and Managing |
| SC | 28 | 4.6 | $97,388 | not matched | — |
| KS | 26 | 48.5 | $83,559 | exam | Loan Originator |
| AL | 24 | 6.3 | $89,737 | not matched | — |
| OK | 24 | 8.0 | $66,451 | licence | Mortgage Loan Originators |
| IA | 21 | 49.5 | $99,213 | licence | Mortgage Banker/Broker License/Mortgag |
| ID | 20 | 7.0 | $94,293 | exam | Loan Originator Licensees; Mortgage Licensees |
| MT | 20 | 1.8 | $138,556 | licence | Loan Originators; Mortgage Brokers |
| ME | 19 | 62.5 | $149,840 | not matched | — |
| ND | 15 | 66.9 | $78,556 | not matched | — |
| RI | 15 | 3.0 | $55,978 | not matched | — |
| DC | 14 | 10.2 | $243,021 | not matched | — |
| NH | 14 | 9.2 | $142,535 | not matched | — |
| SD | 12 | 55.1 | $75,834 | not matched | — |
| WY | 12 | 3.7 | $88,432 | exam | MORTGAGE LOAN ORIGINATORS |
| MS | 11 | 3.7 | $48,415 | not matched | — |
| NM | 11 | 5.5 | $81,098 | exam | Licensed Mortgage Loan Companies; Mortgage Loan Originators |
| AR | 10 | 10.4 | $94,481 | licence | Loan Officer; Mortgage Broker, Mortgage Banker, Mort |
| HI | 8 | 5.1 | $140,854 | not matched | — |
| VT | 8 | 4.5 | $136,611 | not matched | — |
| WV | 6 | 6.5 | $81,000 | not matched | — |
| AK | 5 | 4.0 | $40,600 | licence | Mortgage Brokers, Mortgage Lenders and |
Axes are shown side by side and deliberately NOT collapsed into a ranking. A composite would be a score with no measured interval, and an unmeasured score is the thing this product exists to argue against. A high licence gate is a cost to enter and a moat once cleared — which of those matters more is the operator's call, not ours.
Licence data courtesy of CareerOneStop, sponsored by the U.S. Department of Labor. Free to read, no account, always — a condition of the data licence as well as our own position.