Tool · free, no account

Where is it easiest to open: Other Activities Related to Credit Intermediation

47 states, side by side. Operator counts and wages from Census and BLS; licence records matched on “SOC 13-2072” (soc) for Loan Officers. A blank gate means NO RECORD MATCHED, which is not the same as no licence.

StateOperatorsAvg staffPay / employeeGateLicence titles matched
TX1,5806.4$95,117licenceTitle Escrow Officer
CA1,4196.3$73,976licenceCalifornia Finance Lender Law; California Residential Mortgage Lendin
FL9546.8$79,325licenceLoan Originators; Title Loan Lender
TN6072.9$53,404not matched—
NY6037.3$69,733examMortgage Loan Originator
IL37213.4$70,716licenceLOAN BROKERS; OWNER OF CREDIT SERVICES ORGANIZATION
SC3453.3$75,621not matched—
AL3342.1$95,215not matched—
LA3053.2$43,699not matched—
MS2722.2$29,919not matched—
OH2555.7$63,182not matched—
MI2535.0$76,847licenceLoan Originator, Mortgage
NJ24516.4$60,211licenceMORTGAGE BANKER AND BROKER
AZ21438.4$138,949licenceAdvance Fee Loan Broker; Commercial Mortgage Banker
KY1993.3$63,803examMortgage Individuals (Loan Officers, M; Specialty Credit Producer and Managing
GA1974.3$64,352not matched—
PA1926.5$113,204not matched—
OK1713.6$46,939licenceMortgage Loan Originators
CO1537.9$117,595examMortgage Broker; Mortgage Loan Originator
IN1384.3$64,311not matched—
VA1274.0$149,683not matched—
MO1223.0$54,816not matched—
MD11112.7$72,970not matched—
WI1084.2$46,046examMORTGAGE BANKER; MORTGAGE BROKER
NV1076.1$64,622not matched—
NC915.0$66,821examCheck Cashing License; Check Cashing Privilege
UT7530.0$73,460licenceRESIDENTIAL MORTGAGE LENDER
MN759.7$124,774licenceAccelerated Mortgage Payment Provider; Mortgage Loan Originator License
WA7019.4$270,007examEscrow Agent, Officer; Loan Originator
KS697.2$69,079examLoan Originator
MA6911.9$202,127not matched—
IA652.2$42,156licenceMortgage Banker/Broker License/Mortgag
CT646.5$57,976not matched—
DE486.9$189,123licenceLoan Officers and Counselors
OR4410.0$83,581licenceEscrow Agents; Loan Originators
ID262.6$55,118examLoan Originator Licensees; Mortgage Licensees
RI243.2$35,766not matched—
NM235.0$51,053examLicensed Mortgage Loan Companies; Mortgage Loan Originators
NE23106.3$47,355licenceCredit Union Loan Officer; Mortgage Loan Originator
WY212.0$42,929examMORTGAGE LOAN ORIGINATORS
DC206.3$154,349not matched—
AR1822.0$75,071licenceLoan Officer; Mortgage Broker, Mortgage Banker, Mort
HI143.9$32,436not matched—
ME96.0$70,481not matched—
ND91.8$27,500not matched—
MT54.0$36,300licenceLoan Originators; Mortgage Brokers
AK53.2$33,562licenceMortgage Brokers, Mortgage Lenders and

Axes are shown side by side and deliberately NOT collapsed into a ranking. A composite would be a score with no measured interval, and an unmeasured score is the thing this product exists to argue against. A high licence gate is a cost to enter and a moat once cleared — which of those matters more is the operator's call, not ours.

Licence data courtesy of CareerOneStop, sponsored by the U.S. Department of Labor. Free to read, no account, always — a condition of the data licence as well as our own position.