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Where is it easiest to open: Direct Title Insurance Carriers
44 states, side by side. Operator counts and wages from Census and BLS; licence records matched on “SOC 41-3021” (soc) for Insurance Sales Agents. A blank gate means NO RECORD MATCHED, which is not the same as no licence.
| State | Operators | Avg staff | Pay / employee | Gate | Licence titles matched |
|---|---|---|---|---|---|
| CA | 684 | 17.9 | $123,102 | licence | Broker-Dealer Certificate; Casualty Broker-Agent |
| TX | 435 | 16.6 | $112,684 | exam | Funeral Pre-Arrangment Life Agent; General Lines Agent / All LOAs |
| FL | 374 | 7.7 | $87,824 | exam | Broker/Dealer Agent (BDA); Health and Life Insurance - Debit Coll |
| AZ | 172 | 12.0 | $103,304 | licence | Insurance Producer; Insurance Producer Self-Service Storag |
| IL | 144 | 7.4 | $122,492 | exam | BROKER, MEAT/POULTRY/MEAT AND POULTRY; EGG PRODUCER-DEALER/PRODUCER-PACKER/GR |
| MI | 123 | 3.4 | $78,889 | exam | Insurance Agent (Insurance Producer); Insurance Agent, Surplus Lines |
| WA | 121 | 12.3 | $123,628 | exam | Agent (Insurance); Brokers (Insurance) |
| CO | 120 | 17.3 | $72,353 | exam | Insurance Agent |
| VA | 100 | 4.5 | $90,715 | exam | Insurance Sales Agent |
| NY | 99 | 11.3 | $157,813 | exam | Excess Line Broker; Insurance Agent, Accident, Health, Lif |
| OR | 92 | 9.2 | $120,541 | licence | Event Officials; Insurance Consultants |
| NJ | 88 | 6.9 | $85,013 | exam | INSURANCE PRODUCER |
| OH | 82 | 8.5 | $77,277 | exam | Insurance Agent |
| NC | 69 | 7.2 | $119,657 | exam | Accredited Re-insurer (Life/Health & P; Agent-Insurance Producer - Accident He |
| NV | 62 | 15.3 | $79,746 | not matched | — |
| UT | 60 | 8.8 | $83,059 | licence | INSURANCE AGENTS & BROKERS |
| HI | 57 | 9.2 | $108,141 | exam | Insurance Producer (Agent) |
| PA | 55 | 28.5 | $88,429 | not matched | — |
| IN | 52 | 4.2 | $98,454 | exam | Licensed Insurance Agent; Licensed Security Salesperson (License |
| MN | 48 | 15.1 | $91,535 | exam | Broker's License to Represent a Distil; Food Broker License |
| OK | 36 | 14.9 | $74,311 | exam | Active Broker License; Alcohol and Drug Substance Abuse Cours |
| MD | 31 | 8.3 | $106,816 | not matched | — |
| TN | 31 | 8.0 | $77,004 | exam | INSURANCE PRODUCER; SURPLUS LINES AGENT |
| GA | 28 | 16.1 | $96,137 | exam | Associate Broker; Broker |
| NM | 23 | 8.7 | $112,587 | exam | Broker/Dealer and Agent; Insurance Producer |
| MO | 23 | 13.1 | $75,598 | exam | Insurance Agent; Insurance Consultant |
| WI | 18 | 9.0 | $75,673 | exam | BROKER-DEALERS; INSURANCE INTERMEDIARY (AGENT) |
| ID | 14 | 12.3 | $94,983 | exam | Insurance Producer; Manufactured Home Resale Broker |
| LA | 13 | 4.5 | $93,475 | licence | Insurance Producer |
| SC | 11 | 7.5 | $126,952 | licence | Broker; Broker In Charge |
| KS | 9 | 7.3 | $99,015 | licence | Insurance Agent |
| AL | 8 | 2.2 | $62,833 | licence | Licensed Insurance Managing General Ag; Licensed Insurance Producer |
| ME | 8 | 3.6 | $101,069 | not matched | — |
| DC | 6 | 12.0 | $197,222 | not matched | — |
| MT | 6 | 7.3 | $49,432 | exam | Insurance Agents |
| NH | 6 | 14.7 | $129,409 | exam | Electrical Inspectors, Third Party; Insurance Producer |
| DE | 5 | 2.8 | $56,571 | exam | Insurance Agent; Insurance Appraiser |
| AK | 5 | 29.6 | $66,858 | licence | Insurance Occupations |
| MA | 5 | 15.6 | $202,872 | exam | FINANCIAL BROKERS, AGENTS, AND DEALERS |
| KY | 4 | 6.8 | $117,333 | exam | Insurance Administrator (TPA); Insurance Agent |
| NE | 4 | 39.8 | $78,755 | licence | Broker-Dealer; Broker-Dealer Agent |
| MS | 4 | 2.5 | $55,700 | exam | Insurance Producer |
| CT | 3 | 60.3 | $166,669 | exam | Broker - Dealer Agent; Certified Insurance Consultant License |
| WY | 3 | 5.3 | $42,125 | licence | INSURANCE SALESPERSON |
Axes are shown side by side and deliberately NOT collapsed into a ranking. A composite would be a score with no measured interval, and an unmeasured score is the thing this product exists to argue against. A high licence gate is a cost to enter and a moat once cleared — which of those matters more is the operator's call, not ours.
Licence data courtesy of CareerOneStop, sponsored by the U.S. Department of Labor. Free to read, no account, always — a condition of the data licence as well as our own position.