Operate · the United States
Underwriting: Roofing Contractors
What public records can and cannot establish about running this business in the United States, dimension by dimension, with the gaps named.
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not scored
REWORK
PROVE
OPEN
NOT SCORED. 65 of 100 rubric points are evidenced deterministically from public records; 10 have no producer. The ±3.1 interval measured elsewhere on this site is ARBITER's sampling variance and does not apply to a SQL query, which returns the same answer every time it runs.
IndustryNAICS 238160
Scopethe United States
RubricO1.0-20260804
Pricedfree — no account, no gate
77th percentile of 287 industries
Where this industry stands
| Net formation, 5yr | Percentile | Reads as | Signal strength |
|---|---|---|---|
| +2.17% | 77th of 287 | forming faster than it is dying | ρ 0.57 across 4 backtested windows, 42.6pp decile separation |
Economic Census 2022
What it costs to produce
| Measure | Value |
|---|---|
| Margin on receipts | 52.4% |
| Computed as | value added — receipts less cost of subcontracted work |
| Industry receipts | $69.9bn |
SBA 7(a) acquisition loans · FY2010–FY2026
Can you borrow to buy one
| Measure | Value |
|---|---|
| Acquisition loans approved | 2,276 |
| Median loan | $122,182 |
| Mean rate | 7.48% |
| Mean term | 116 months |
| Charged off | 9.5% |
24,044 firms · Census SUSB 2022
What firms here actually earn
| Revenue band ($000) | Firms | Share | Cumulative | Labour share of revenue |
|---|---|---|---|---|
| <100 | 4,632 | 19.3% | 19.3% | 38.7% |
| 100-499 | 7,422 | 30.9% | 50.1% | 30.6% |
| 500-999 | 2,593 | 10.8% | 60.9% | 25.6% |
| 1,000-2,499 | 4,018 | 16.7% | 77.6% | 20.9% |
| 2,500-4,999 | 2,478 | 10.3% | 87.9% | 18.4% |
| 5,000-7,499 | 999 | 4.2% | 92.1% | 19.0% |
| 7,500-9,999 | 504 | 2.1% | 94.2% | 18.7% |
| 10,000-14,999 | 546 | 2.3% | 96.5% | 19.0% |
| 15,000-19,999 | 286 | 1.2% | 97.6% | 19.7% |
| 20,000-24,999 | 158 | 0.7% | 98.3% | 17.8% |
| 25,000-29,999 | 88 | 0.4% | 98.7% | 18.9% |
| 30,000-34,999 | 53 | 0.2% | 98.9% | 19.5% |
| 35,000-39,999 | 60 | 0.2% | 99.1% | 16.8% |
| 40,000-49,999 | 52 | 0.2% | 99.4% | 18.8% |
| 50,000-74,999 | 82 | 0.3% | 99.7% | 18.0% |
| 75,000-99,999 | 27 | 0.1% | 99.8% | 17.9% |
| 100,000+ | 46 | 0.2% | 100.0% | 18.1% |
SBA 7(a) · FY2010–FY2026
Can an acquisition here be financed?
| Measure | Value |
|---|---|
| SBA acquisition loans on record | 2,276 |
| Median loan | $122,182 |
| Typical rate | 7.48% |
| Typical term | 116 months |
| Total approved | $697,996,700 |
| Charge-off rate, seasoned cohorts | 9.5% |
| Loans that reached an outcome | 910 |
| Rank among industries | 80th of 501 |
Take this away
| Format | What it is |
|---|---|
| download the document → | One self-contained file — no stylesheet, no fonts, no scripts. Works offline, prints, and carries a content hash anyone can verify at /verify without an account. |
| JSON → | The same figures as data, with every source and gap attached. |
65 of 100 rubric points evidenced
What this report can and cannot underwrite
| Dimension | Weight | Evidence | Predicts? | Source |
|---|---|---|---|---|
| O1 · Demand density and recurrence | 25 | evidenced | predictive · ρ +0.57 | US Census County Business Patterns |
| O2 · Payment evidence | 15 | partial | not backtested | USASpending.gov — US federal government work, public domain |
| O3 · Licence gate favourability | 15 | evidenced | not backtested | CareerOneStop / ARC, U.S. Department of Labor |
| O4 · Labour availability | 15 | evidenced | not backtested | BLS Occupational Employment and Wage Statistics, May 2024 |
| O5 · Incumbent weakness | 10 | no producer | not backtested | none |
| O6 · Margin structure | 10 | partial | not backtested | US Census Economic Census 2022 |
| O7 · Ceiling | 10 | evidenced | DESCRIPTIVE ONLY · ρ +0.05 | US Census Business Dynamics Statistics — public domain |
Every licensed occupation in this industry
| Occupation | Share here | Concentration | Jurisdictions |
|---|---|---|---|
| First-Line Supervisors of Construction Trades and Extraction Workers | 8.9% | 14.8× | 16 of 56 |
| Roofers | 48.49% | 380.4× | 10 of 56 |
| Sheet Metal Workers | 2.66% | 28.3× | 7 of 56 |
| Cost Estimators | 2.43% | 14.6× | 1 of 56 |
| Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel | 3.83% | 4.8× | 24 of 56 |
| General and Operations Managers | 4.16% | 1.7× | 23 of 56 |
| Construction Laborers | 3.57% | 4.8× | 10 of 56 |
| Office Clerks, General | 4.28% | 2.5× | 1 of 56 |
What this report cannot tell you
| Gap |
|---|
| licence coverage — the register holds 54 of 56 US licensing jurisdictions, and 2,504 of its records carry no jurisdiction at all. A count of 16 is out of 54 searched, not out of 56. The unsearched jurisdictions are not evidence of no licence. |
| bonding_required_usd — no producer, and not estimated |